Nasa Federal Credit Union - Credit Card

[Anonymous]

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@lhcole77 wrote:

I strongly encourage you to become a member before you apply for the card.

I did not have to pay for membership.

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lhcole, could you explain how you did that? From other posters, it seems like you can apply for the CC regardless, then use that to gain membership. How do you get membership first, and what is the benefit of doing so?

For what its worth, it looks like NASAFCU has very competitive mortgage rates as well, so membership could be great. 

[longtimelurker]

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@Anonymous wrote:

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@lhcole77 wrote:

I strongly encourage you to become a member before you apply for the card.

I did not have to pay for membership.

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lhcole, could you explain how you did that? From other posters, it seems like you can apply for the CC regardless, then use that to gain membership. How do you get membership first, and what is the benefit of doing so?

For what its worth, it looks like NASAFCU has very competitive mortgage rates as well, so membership could be great. 

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The most successful way to avoid a HP for the card was to open a share account first.  And that seems to make you a member.   If you apped for the card first, you tended to get a HP, and although there were reports of some getting HPd anyway, most poeple didn't if they opened an account first.

[lhcole77]

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@longtimelurker wrote:

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@Anonymous wrote:

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@lhcole77 wrote:

I strongly encourage you to become a member before you apply for the card.

I did not have to pay for membership.

---

lhcole, could you explain how you did that? From other posters, it seems like you can apply for the CC regardless, then use that to gain membership. How do you get membership first, and what is the benefit of doing so?

For what its worth, it looks like NASAFCU has very competitive mortgage rates as well, so membership could be great. 

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The most successful way to avoid a HP for the card was to open a share account first.  And that seems to make you a member.   If you apped for the card first, you tended to get a HP, and although there were reports of some getting HPd anyway, most poeple didn't if they opened an account first.

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^^This^^

Signing up is easy. Click on "Open an Account" and select the circled option when asked. This is the free way to join. Then be prepared to verify identity. They ask questions based on report. I answered my correctly so joining was a breeze. I got in at the end of September right before the tidal wave hit so my membership and CC approval were both instant. Reports on here suggest approval process may be taking longer. Right after membership was approved it pre-approved me for CC with $25K limit. I didn't have to ask, it just approved me. All I had to do was pick the design. Hope this info helps.

btw...both membership and CC approval were SPs on EX

[JoshNurse]

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@lhcole77 wrote:

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@longtimelurker wrote:

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@Anonymous wrote:

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@lhcole77 wrote:

I strongly encourage you to become a member before you apply for the card.

I did not have to pay for membership.

---

lhcole, could you explain how you did that? From other posters, it seems like you can apply for the CC regardless, then use that to gain membership. How do you get membership first, and what is the benefit of doing so?

For what its worth, it looks like NASAFCU has very competitive mortgage rates as well, so membership could be great. 

---

The most successful way to avoid a HP for the card was to open a share account first.  And that seems to make you a member.   If you apped for the card first, you tended to get a HP, and although there were reports of some getting HPd anyway, most poeple didn't if they opened an account first.

---

^^This^^

Signing up is easy. Click on "Open an Account" and select the circled option when asked. This is the free way to join. Then be prepared to verify identity. They ask questions based on report. I answered my correctly so joining was a breeze. I got in at the end of September right before the tidal wave hit so my membership and CC approval were both instant. Reports on here suggest approval process may be taking longer. Right after membership was approved it pre-approved me for CC with $25K limit. I didn't have to ask, it just approved me. All I had to do was pick the design. Hope this info helps.

btw...both membership and CC approval were SPs on EX

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I just did this and opened 2 savings and one checking account with them No hard pulls yet.  In the morning I will apply for the card.  Trying to decide on which design I should get.

[Anonymous]

Interesting. I assumed that that option would include the $20 default NSS membership fee. 

[JoshNurse]

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@Anonymous wrote:

Interesting. I assumed that that option would include the $20 default NSS membership fee. 

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I didnt pay anything.  Well I did have to pay $5 for a required deposit for one of the savings accounts.  That is all.  No membership fees but they did subscribe me to a complimentary memebership of the national space society.

[Themanwhocan]

I haven't received a single copy of NSS Downlink yet...

[Anonymous]

I just applied for a credit card and automatically became a member with a savings (minimum 5$). 

[JoshNurse]

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@Anonymous wrote:

I just applied for a credit card and automatically became a member with a savings (minimum 5$). 

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I got no hard pulls so far.. 2 savings and one checking account.  In the morning I will apply for the credit card.

[JoshNurse]

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@Anonymous wrote:

I just applied for a credit card and automatically became a member with a savings (minimum 5$). 

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What design did you get? also what Credit Limit?