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Evening. I opened my nasafcu membership during the frenzy of September 2014. I was approved for a CC with a 30k limit via SP. I I am thinking of opening a PLOC with this credit union and was wondering if anyone had any experience with said process. Will this require a HP or a SP? If they do require a HP, does anyone know who the spend? I have not put much spend on the card - A BT when I first opened, but I paid off within the month. Since then, there has only been a reoccurring 19.95 monthly charge to keep active.
My scores are in my sig and my other question is, do they ask a lot of specifics regarding what the PLOC is for? Any advice on how to proceed with that would be appreciated. Thanks
It will be a HP on EX using FICO Score 2 (used for mortgage)
I applied online and got approved with 8.25% APR. Never asked what it was for.
EX FICO 2 at time of app was 715.