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Established Contributor
MrCredit
Posts: 513
Registered: ‎11-13-2008
0

National City CLI

Anyone have any luck getting a cli without a pull from NationalCity?

 

I have a 2k line with them and want to increase. They lowered my APR from 21.99 to 17.99

yesterday. I did not inquire about a CLI though. 

NFCU Cash Rewards $11k, WF Platinum Visa $5k, Discover $4k , Barclay Rewards MC $1.5k, Amazon $800, Walmart $1.2k

As of 8/29/14 MyFICO.com Scores
EQ: 650 EX: 670 TU: 651
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: National City CLI

Any time you ask for CLI with Nat City it will cost you a hard inq. Pulled the lever few weeks ago. They gave me $500 CLI now my new CL is $2500
Established Contributor
MrCredit
Posts: 513
Registered: ‎11-13-2008
0

Re: National City CLI

Thats a waste for a hard! Stinks... They seem to be conservative just

like Discover. I have always PIF with them too. I wonder if I will see an auto? 

NFCU Cash Rewards $11k, WF Platinum Visa $5k, Discover $4k , Barclay Rewards MC $1.5k, Amazon $800, Walmart $1.2k

As of 8/29/14 MyFICO.com Scores
EQ: 650 EX: 670 TU: 651
Established Contributor
MrCredit
Posts: 513
Registered: ‎11-13-2008
0

Re: National City CLI

how long have you had it?
NFCU Cash Rewards $11k, WF Platinum Visa $5k, Discover $4k , Barclay Rewards MC $1.5k, Amazon $800, Walmart $1.2k

As of 8/29/14 MyFICO.com Scores
EQ: 650 EX: 670 TU: 651
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
0

Re: National City CLI

I also got a CLI in September I think. Went from $2k to $3k. Had asked for a CLI via the site and was denied. Two billing statements later, I noticed the increase. Got the card in March.
Established Contributor
MrCredit
Posts: 513
Registered: ‎11-13-2008
0

Re: National City CLI

odd... I guess they pull a hard inq, I do not know if I want to risk a hard for $500, 1k maybe...

They keep sending me BT offers though. With that small limit what the heck can you do with that. I guess I am used to the 10k and above, once you go there you dont want to go back. 

NFCU Cash Rewards $11k, WF Platinum Visa $5k, Discover $4k , Barclay Rewards MC $1.5k, Amazon $800, Walmart $1.2k

As of 8/29/14 MyFICO.com Scores
EQ: 650 EX: 670 TU: 651

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