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Established Contributor
Posts: 1,076
Registered: ‎07-03-2007

National City sucks; Hurry PNC

just as i was about to close my National City Checking and Credit accounts, i got word that PNC was buying national city. does anyone know:


-if National City Branches with be converted to PNC?

-if National City products with be converted to PNC? (new debit and credit cards, etc)

-how National City's reputation compares to PNC? is PNC considered prime and/or conservative?



I would like to know the answeres to these questions. National City is terrible and will be going bye bye, unless I am sure PNC Bank is re-issuing products with their name and have a better reputation than National City

Established Contributor
Posts: 570
Registered: ‎03-29-2008
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Re: National City sucks; Hurry PNC

[ Edited ]

National City was bought by PNC but it hasn't really gone down yet. The shareholders are in an uproar because the stock was bought out cheap.


The Fed supposedly refused to let Nat City participate in the bailout plan and then with the money PNC GOT from the bailout plan they pursued a Nat City takeover.


Behind all this is another subplot. It seems that the  guy in charge of the Fed's bailout money distribution has past ties to PNC bank. A possible huge conflict of interest. 


Many are screaming inside job. Among them are several members of the Senate and Congress from Ohio. They are calling for am investigation. The shareholders are calling for an investigation.

And maybe I'm wrong but I'm under the understanding that the shareholders still have to vote on this.


With Federal bailout money involved on both sides, one getting denied and the other using the money to take over that bank, it's a good chance this might not happen for a long time if at all.


BTW, PNC is known as a very conservative lender, Nat City on the other hand was relatively easy. They might convert your CC's and accounts over but after that don't expect the same type of lending. They are on two strategies as far as extending credit. It could be a very different atmosphere as far as dealing with PNC in the future.

Message Edited by jaxstraw on 11-01-2008 11:23 AM

Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Super Contributor
Posts: 6,211
Registered: ‎09-18-2007
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Re: National City sucks; Hurry PNC

I dont know about others, but for me National City has been very good to me. They are fair to deal with and I hate to see they were gobbled up by PNC. I am pretty sure things wont be the same after PNC take over as PNC CC operations are handled by US Bank and they are very tough to get into the Door.
Valued Contributor
Posts: 1,185
Registered: ‎03-04-2008
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Re: National City sucks; Hurry PNC

PNC's takeover of NatCity is almost as big a disaster as Wells Fargo's takeover of Wachovia.


This whole bailout thing is a disaster.


The transfer can be done without a shareholder vote if the government wants to be real maniacs about it. That is what happened with Washington Mutual. The accounts were just seized by the government and transfered to Chase. The whole thing is a joke. If only it were funny.


In this case I think there is going to be major trouble. NatCity account holders should consider themselves lucky if this deal is undone.

Established Contributor
Posts: 523
Registered: ‎09-09-2007

Re: National City sucks; Hurry PNC

Never had any issues with PNC or Wells...

Though like many others I think the PNC thing is a bit fishy. The banks that needed help should have just gotten helped instead of giving money to others to lend who just ended up buying other banks or paying their execs even more.
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