Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 4,301
Registered: ‎05-01-2008
0

Nationwide BT question....anyone done this yet??

So I finally called Nationwide to do a BT from one of my cards.  He told me that it could take up to 30 days to take effect. 

 

Has anyone done this yet?  How long did yours take??



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

Senior Contributor
Posts: 3,876
Registered: ‎01-10-2008
0

Re: Nationwide BT question....anyone done this yet??

mine were received within 8-12 days. 

 

I think most banks tend to 'pad' when they quote BT time frames to cover any delays.  For me it was a smooth process that went w/o a hitch.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Senior Contributor
Posts: 4,301
Registered: ‎05-01-2008
0

Re: Nationwide BT question....anyone done this yet??

Great!!!  I can't wait.  Smiley Happy

 

Gonna love that 0% rate!  



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

New Contributor
Posts: 70
Registered: ‎10-07-2008
0

Re: Nationwide BT question....anyone done this yet??

It took 7 days for my bank to report the payment from Nationwide.  The only painful part is you have to call them to initiate the transfer and there is no way to do it online.
Highlighted
Senior Contributor
Posts: 3,876
Registered: ‎01-10-2008
0

Re: Nationwide BT question....anyone done this yet??

six statements from the date the card was approved at 0%

fee capped at 75 IIRC. 

 

I made a foolish mistake- forgot it is a per transaction cap and not for all requests made at the same time, doh!

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.