Nationwide Credit Card

[junior88]

Does anyone have this? If so, is this the one that required a 690 FICO and higher? I think I applied for it a few years back and missed it by 1 point.  Do they give decent lines?  I'm well over the 690 requirement now. I know they pull TU.

Thanks!

[Creditaddict]

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@junior88 wrote:

Does anyone have this? If so, is this the one that required a 690 FICO and higher? I think I applied for it a few years back and missed it by 1 point.  Do they give decent lines?  I'm well over the 690 requirement now. I know they pull TU.

Thanks!

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I have not really seen much on them since several years ago where I think all of us MyFicoers overwhelmed them like we did with the Duck Card everyone applying... They were throwing out a $17,500 CL like candy for a while.

[junior88]

So I just called them to check on it. She said everything looks great. She said they were verifying income. I asked if I should send over paystubs and she said no, they could do it on their own????

[tmbr10]

I have a Nationwide Credit Card with a very healthy credit limit. I have had the card for several years with one Auto limit increase. I like that they forgive your December payment in honor of christmas.

[indiolatino61]

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@junior88 wrote:

Does anyone have this? If so, is this the one that required a 690 FICO and higher? I think I applied for it a few years back and missed it by 1 point.  Do they give decent lines?  I'm well over the 690 requirement now. I know they pull TU.

Thanks!

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I have to admit that I learn about so many credit cards of which I've never heard here on myFICO...lol. You guys make gardening hard...so many pretty new cards...lol.

[efranklin23]

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@indiolatino61 wrote:

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@junior88 wrote:

Does anyone have this? If so, is this the one that required a 690 FICO and higher? I think I applied for it a few years back and missed it by 1 point.  Do they give decent lines?  I'm well over the 690 requirement now. I know they pull TU.

Thanks!

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I have to admit that I learn about so many credit cards of which I've never heard here on myFICO...lol. You guys make gardening hard...so many pretty new cards...lol.

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+1 Agree lol

[junior88]

Update --  I assume I am getting approved but they had me sign the 4506-T form today. I also sent in my last 2 tax returns, and w-2's for 2013.  The lady said that I can't do that but I did anyway. I sent them to the Director of Risk I guess....she responded and said thank you very much.   So, I'm not sure if everyone has to go through this, they do make it sound like everyone does now.   Anyone else been through this with Nationwide??

[junior88]

Just another update, I received my 4506-t forms from the IRS today so I sent those over to the Risk Manager. I am hoping I should have this wrapped up by Monday or Tuesday of next week. I would think it's an approval since I had to go through all of this.  If not, what a waste of time....

[B335is]

Goodluck, they sound like Penfed lol.

[junior88]

Finally was approved for this card. I'm not sure on the CL or terms yet. Should know more later today. Crazy that I had to give them my 4506-T to get approval.