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Valued Member
CCspoiledbrat1
Posts: 49
Registered: ‎09-16-2013

NavCheck or NFCU Flagship ???

Hey forum!!! I  just app'd and received the CashRewards for $1K. Im happy!! I didnt app for NavCheck (I have the $500 not based on your credit) or Flagship Visa.

 

The question is when???

Should I app now for NavCheck or Flagship or proceed to the Garden until December? What credit should I have for Flagship?? My score is low 600's, Im builiding.....

 


IN THE GARDEN UNTIL: 5/14/14
Cap1$500 |Express$900 |Macys$500 |BILLMELATER$500|Shell$200
MarathonGas$200 |NFCUCshRwrdsVisa$2.5K |NFCUGoRwrdsMC$5K
AmazonStore$1.2K |AmazonRewardsVisa$500 |DiscoverIT$500
BUCKLE$500
Mega Contributor
Creditaddict
Posts: 16,885
Registered: ‎10-23-2007

Re: NavCheck or NFCU Flagship ???


CCspoiledbrat1 wrote:

Hey forum!!! I  just app'd and received the CashRewards for $1K. Im happy!! I didnt app for NavCheck (I have the $500 not based on your credit) or Flagship Visa.

 

The question is when???

Should I app now for NavCheck or Flagship or proceed to the Garden until December? What credit should I have for Flagship?? My score is low 600's, Im builiding.....

 


I personally don't care for the Flagship anymore, rather just use the cashrewards.

you could possibly apply for the navcheck for the $15k and take a counter.

but flagship requires a $5k line in addition to I don't like the rewards and using them that much, if only given $1k on cashrewards might be worth waiting till december and hit navcheck for possibly the whole $15k and a huge cli on your new cashrewards.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Established Contributor
hot4u
Posts: 614
Registered: ‎04-21-2013

Re: NavCheck or NFCU Flagship ???

Congrats.:smileyindifferent:

Would suggest Gardening and give them time to see you use the Credit Wisely.

Since Your CashRewards was for $1,000.00 I would not apply for anything for awhile. Give it 3 months..

FYI Navcheck there have been persons denied this and Waisted a Hp.

 

Wait 3 months then go for CLI on the CashRewards.

 

Flagship Nrewards usually starts at $5,000.00 CL.

Again Congrats and Welcome to an Exclusive Club...


(Citi)- Dividends Platinum Select, AAdvantage® platinum Visa signature,
(Chase)- Freedom, Sapphire Preferred®, United MileagePlus® Explorer,NFCU Flagship Rewards.
Amex's- BCE 19,500, Hilton 14,000 and SPG® 3/24/14 First Hawaiian Bank
Priority Destinations World Elite $20,000 Garden-
3/16/14 EQ - 739 EX- 762 TU- 768

Established Contributor
hot4u
Posts: 614
Registered: ‎04-21-2013

Re: NavCheck or NFCU Flagship ???


Creditaddict wrote:

CCspoiledbrat1 wrote:

Hey forum!!! I  just app'd and received the CashRewards for $1K. Im happy!! I didnt app for NavCheck (I have the $500 not based on your credit) or Flagship Visa.

 

The question is when???

Should I app now for NavCheck or Flagship or proceed to the Garden until December? What credit should I have for Flagship?? My score is low 600's, Im builiding.....

 


I personally don't care for the Flagship anymore, rather just use the cashrewards.

you could possibly apply for the navcheck for the $15k and take a counter.

but flagship requires a $5k line in addition to I don't like the rewards and using them that much, if only given $1k on cashrewards might be worth waiting till december and hit navcheck for possibly the whole $15k and a huge cli on your new cashrewards.


Agree


(Citi)- Dividends Platinum Select, AAdvantage® platinum Visa signature,
(Chase)- Freedom, Sapphire Preferred®, United MileagePlus® Explorer,NFCU Flagship Rewards.
Amex's- BCE 19,500, Hilton 14,000 and SPG® 3/24/14 First Hawaiian Bank
Priority Destinations World Elite $20,000 Garden-
3/16/14 EQ - 739 EX- 762 TU- 768

Established Contributor
DigitalArk
Posts: 947
Registered: ‎07-07-2013

Re: NavCheck or NFCU Flagship ???

Exclusive Club... :smileyvery-happy:


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