No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello fellow NFCU member.
How is NavCheck reported on the credit reports? I just got approved for a NavCheck and curious to know how it reports.
DH and were both recently approved as well. First CONGRATS! It hasn't showed up on our reports yet but I asked the same question here before apping, it reports as a revolcing tradeline was the answer I was given.
ETA: That would be a REVOLVING tradeline. Not "revolcing".
@kjm79 wrote:DH and were both recently approved as well. First CONGRATS! It hasn't showed up on our reports yet but I asked the same question here before apping, it reports as a revolcing tradeline was the answer I was given.
ETA: That would be a REVOLVING tradeline. Not "revolcing".
Good to know it shows like a credit card.
I heard a lot about it so I went for it and was approved, then I asked the question hmmm how is this going to report. Glad I got the answer Thanks
Just paying forward the myFICO knowledge!
Ahem...its actually called Navchek.
And yes, it does report as a revolving tradeline. Works wonder if you have high util. Congrats!
Don't mean to threadjack -- just wondering, when you app for NavChek, do you request a CL or do they just let you know what you were approved for? Are the CLs pretty much the same amounts as the CC CLs? Like, are you likely to get about the same CL for NavChek that you got for a CC w/them?
Nav Chek is only used as overdraft protection, right?
Thanks!
@bichonmom wrote:Don't mean to threadjack -- just wondering, when you app for NavChek, do you request a CL or do they just let you know what you were approved for? Are the CLs pretty much the same amounts as the CC CLs? Like, are you likely to get about the same CL for NavChek that you got for a CC w/them?
Nav Chek is only used as overdraft protection, right?
Thanks!
I heard it was a Line Of Credit that you could write checks off of seperately from your checking account, you just have to request a checkbook for it.
@bichonmom wrote:Don't mean to threadjack -- just wondering, when you app for NavChek, do you request a CL or do they just let you know what you were approved for? Are the CLs pretty much the same amounts as the CC CLs? Like, are you likely to get about the same CL for NavChek that you got for a CC w/them?
Nav Chek is only used as overdraft protection, right?
Thanks!
When i went for the NavChek, I didn't ask for an amount, they just gave me what they wanted practically.
The max is $15k i think for NvChek