DH and I app'd for the NavChek on 4/06, asked for $7500. We received a message a few hours later that we were conditionally approved, just had to send in verification of income. Faxed the verification on 4/11. Received the loan documents requesting signatures in the mail on 4/17. Signed and mailed the documents back on 4/18. Log on today and the NavChek is showing up on our accounts, with an $8,000 limit. No plans to use it, but it's nice to know it's there if there's an emergency. Navy has been great to us. I wish their bill pay and website features were a little better, if so, they would most definitely be my PRIMARY bank. Anyone that can get in with NFCU, DO IT!
Between the two of us we have a checking and two saving accounts with portions of our pay DD. I have the cashRewards CC ($15k). DH has the cashRewards CC ($5k) and nRewards CC ($5k). And I also refinanced a vehicle through them ($27k). They have been great to work with. First time we were asked for income verification was for the Navchek. I've been with NFCU just over a year now and DH about 9 months. DH would be upset to read this next part (he's Army), but here goes....GO NAVY!!! 
@kjm79 wrote:DH and I app'd for the NavChek on 4/06, asked for $7500. We received a message a few hours later that we were conditionally approved, just had to send in verification of income. Faxed the verification on 4/11. Received the loan documents requesting signatures in the mail on 4/17. Signed and mailed the documents back on 4/18. Log on today and the NavChek is showing up on our accounts, with an $8,000 limit. No plans to use it, but it's nice to know it's there if there's an emergency. Navy has been great to us. I wish their bill pay and website features were a little better, if so, they would most definitely be my PRIMARY bank. Anyone that can get in with NFCU, DO IT!
Between the two of us we have a checking and two saving accounts with portions of our pay DD. I have the cashRewards CC ($15k). DH has the cashRewards CC ($5k) and nRewards CC ($5k). And I also refinanced a vehicle through them ($27k). They have been great to work with. First time we were asked for income verification was for the Navchek. I've been with NFCU just over a year now and DH about 9 months. DH would be upset to read this next part (he's Army), but here goes....GO NAVY!!!
Congrats! NFCU has been great to us too! 
We love them!
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Yeah, Navy! ;D
What exactly is NavCheck? Is that the line of credit they offer for overdraft protection?
@Adalen wrote:Yeah, Navy! ;D
What exactly is NavCheck? Is that the line of credit they offer for overdraft protection?
Yep. From every thing I've read and heard you can basically use it like a regular old personal line of credit. You don't have to OD your account to use it. You do have to order special checks for it.
We got 12.99%. A little high, but a lot less than some CC's out there.
Does NavCheck let you transfer a balance to it?
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
