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I just got approved for line of credit on my NFCU checking account for 10,000. I asked for so much just to see if theyd match my credit card with them, but anyways I was just wondering how this would affect my credit score if at all. Also how soon after approval does it show on my accounts page? This is all fairly new to me :/
Here is an old thread that discusses it:
http://ficoforums.myfico.com/t5/Credit-Cards/LOC/m-p/570185#M181147
i read the old thread, how does it show on credit reports. for instance I asked for 10,000 and was approved. If it is not being used will it report as Util or a Credit limit with zero balance?
It reports credit limit, balance, etc. Just as it was a CC.