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Navcheck Questions..

Frequent Contributor

Navcheck Questions..

I just got approved for line of credit on my NFCU checking account for 10,000. I asked for so much just to see if theyd match my credit card with them, but anyways I was just wondering how this would affect my credit score if at all. Also how soon after approval does it show on my accounts page? This is all fairly new to me :/ 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 1 of 4
3 REPLIES
Established Contributor

Re: Navcheck Questions..

 

Here is an old thread that discusses it:

 

http://ficoforums.myfico.com/t5/Credit-Cards/LOC/m-p/570185#M181147

 

 

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 2 of 4
Frequent Contributor

Re: Navcheck Questions..

i read the old thread, how does it show on credit reports. for instance I asked for 10,000 and was approved. If it is not being used will it report as Util or a Credit limit with zero balance?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 3 of 4
Valued Contributor

Re: Navcheck Questions..

It reports credit limit, balance, etc. Just as it was a CC.

CH7 Discharged: 4-14-16
Rebuilding in Progress.....
May 2016 - EX: 594, TU: 582, EQ: 619
July 2016 - EX: 629, TU: 600, EQ: 622
Message 4 of 4