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Frequent Contributor
Posts: 350
Registered: ‎07-13-2012
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Navcheck Questions..

I just got approved for line of credit on my NFCU checking account for 10,000. I asked for so much just to see if theyd match my credit card with them, but anyways I was just wondering how this would affect my credit score if at all. Also how soon after approval does it show on my accounts page? This is all fairly new to me :/ 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
Posts: 665
Registered: ‎08-02-2011
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Re: Navcheck Questions..

 

Here is an old thread that discusses it:

 

http://ficoforums.myfico.com/t5/Credit-Cards/LOC/m-p/570185#M181147

 

 

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

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Frequent Contributor
Posts: 350
Registered: ‎07-13-2012
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Re: Navcheck Questions..

i read the old thread, how does it show on credit reports. for instance I asked for 10,000 and was approved. If it is not being used will it report as Util or a Credit limit with zero balance?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Valued Contributor
Posts: 1,051
Registered: ‎05-20-2010
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Re: Navcheck Questions..

It reports credit limit, balance, etc. Just as it was a CC.

TU: 603 – EQ: 569 – EX: N/A – May 2010

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