Navy 3-5 day msg; wants documents

[starry1]

Dangit, they pulled EQ twice and TU once!!!  What the heck?!  Once they've made a decision I'm going to ask them to remove at least one of the EQs.

[webhopper]

When did you join?  One of the EQs could be for membership...

They are extremely pull happy, but definately worth it

[myjourney]

I think your in they just needed address verification...fingers crossed for you

[j_casteel]

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@starry1 wrote:

Dangit, they pulled EQ twice and TU once!!!  What the heck?!  Once they've made a decision I'm going to ask them to remove at least one of the EQs.

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Yeah they HP like crazy, and did you also apply for anything else while joining? They will pull again regardless if its the same day or next day, etc.

When I joined they pulled TU, and then I app'd the next day or so and they pulled TU again as well as EQ. Good luck on getting a inq removed but doubt it happens.

[starry1]

I joined last month and I already have an HP for that.  So for joining and one little cc app I have 4 HPs from Navy.  I mean I know they're pull happy but does EVERYONE who works for them have to pull a separate report?  Sheesh.

[j_casteel]

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@starry1 wrote:

I joined last month and I already have an HP for that.  So for joining and one little cc app I have 4 HPs from Navy.  I mean I know they're pull happy but does EVERYONE who works for them have to pull a separate report?  Sheesh.

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only when you apply for stuff

[starry1]

I was just thinking it probably makes sense.  My reports are ridiculously clean since I started cleaning it up well before I was discharged, I have zero collections reporting, just the bk, a satisfied judgment, and one chareoff in the ngative and some car loans in the positive.  I'm thinking they are probably trying to see what caused my bk by pulling both EQ and TU for the app.  I probably would too in their position.  But that second EQ pull is too much.

[09Lexie]

HP's are a pain but if the end result is a cc with a lender like Navy...I'd take the Hp any day.

[Scupra]

I knew you wouldn't last long! Good luck, even if its $500 you have to be happy!

[starry1]

So I went over this evening and showed them all my paperwork.  Wish me luck!