Navy CLI

[Anonymous]

my Navy GoRewards cc was opened April 27th 2017, my first statement cut May 7th due June 4th. My limit is 7500 and I used 7k in the coures of 2 months. I paid 1k back so far and next payment is due August 4th. I'm paying 100 a week til then. I think my 3 months should be August 7th. When should I ask for a cli and will the computer give one if balance is high.?Do they do an cp for the cli?

[CreditInspired]

Welcome to MyFICO,

So your outstanding balance on this card is $6K and will only decrease to ~$5.6K by next payment due date of 8/4. UT on this card at stmt closing will be 75%. IMHO, I doubt if NFCU will give you a CLI at this time. You will need to work on getting the UT down to <29% for a chance of getting a CLI, which is still not guaranteed.

How are your FICO scores, AAOA, other credit card limits and balances? These factors will also make a difference whether or not you'll get a CLI.

Always assume a HP from NFCU. Sometime after an AR, there is a chance of a SP.

[peghede]

Not true, i help some one with the cc, sl was $1800  balance on card $1650 since was open, got cli to $8500 sp instant.