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Does your annual income determine how much your credit limit will stop at or your credit score/history?
ie. If someone makes 20,000 a year but always kept their cards in good order, can they reach the max limit or will it be stopped at a lower limit?
And is this typical with all CC lenders?
@a_don wrote:Does your annual income determine how much your credit limit will stop at or your credit score/history?
ie. If someone makes 20,000 a year but always kept their cards in good order, can they reach the max limit or will it be stopped at a lower limit?
And is this typical with all CC lenders?
all credit cards will have an internal limit for a person but that limit can change with history but you can bet you are not going to reach an $80k limit with Navy with a $20k salary... My partner has 81% credit with Navy to income though