09-10-2009 03:57 AM
09-10-2009 06:12 AM
If you're looking for a low rate emergency type card, their plain jane Mastercard is great. If you're looking for cash back, their Cash Rewards card is good also. It gives you 1% back on annual spending up to $10,000, and 1.5% thereafter.
NFCU is pretty lenient. Scores in the 650s should do it, but I think 660 or higher is optimal.
09-10-2009 06:18 AM
I just applied for their cashRewards Visa and the Platinum MC this week, and was approved for both. My EQ is also about 650-ish. They gave me $7,500 on the Visa, and $6,000 on the MC. And I only had the savings/checking account open for one day when I applied for the cc's.
You can go to http://www.navyfederal.org/credit_cards/creditcard
Good luck, and let us know the results if you decide to apply!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO