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Navy Fed fico scoring model

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Eagered2succeed
Frequent Contributor

Navy Fed fico scoring model

Does anyone knoe the fico scoring model that Navy fed uses for their credit cards? I recently applied and was denied for a gorewards card. The letter I recieved says my transunion score is 577, but myfico transunion score, discover tu, and barclay tu all say 629. Am I missing something? Do they use fico 04 and if so how can I obtain those scoring model scores? Really sad that you never can know exactly where your scores stand even when you pay for a credit service :-(

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Anonymous
Not applicable

Re: Navy Fed fico scoring model

They pulled TU for me as well and when I got my letter they stated my TU score was 676, myFico had 649. I found out based off their scoring model stated in the letter that they use TU98.
Message 2 of 3
Eagered2succeed
Frequent Contributor

Re: Navy Fed fico scoring model

Thanks do you know of any way to obtain my TU98 score? I know myfico use to have it, but I'm sure it is long gone since fico 8.
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