My son, just joined the Army (very proud of him). He also joined Navy Fed and that allowed me to join. 
I joined last Thursday. Today as I’m on the phone (they called me) with a very nice and helpful service agent setting up phone apps and paperless statements and such. She informed me that my App was approved… She then asked “if I knew the limit?” I did not… Heck I did not even know I was approved till she told me. Then BAM she said “it is for a $10K sig cash reward card”.. YES a $10k card.. WOW
Started checking Myfico 12/12..We had to move (landlord sold home) and a rental agent suggested it since we had filled BK 8/11. I was very surprised to see I was at 642!! We got a new home (rental) so all went well there.. After reading what seemed like 100’s and 100's of postings on how to rebuild. I took the plunge Jan-2013 and app for the first time in 4-5yrs (?).. Well I got a Cap1 (1k), Creditone ($300), First Premier ($300) and lastly a Discover ($300). I believe most everyone can get these cards didn’t care it was a start..
Good buy FP and Creditone.. Possibly the Discover since it is with Continental Finance.. I will keep my Cap1 they were the first new card since hitting bottom.
Should I keep Discover so I have three lines?
FYI…
They (Navy Fed) can transfer money now over the phone for your initial start up deposit .. Just started today and I was one the first, so I was told..
Swiss
Starting Score:EQ-642 --TU-632-- EX-?
Not sure that is a good idea??? Score was 642 12/12- hit 654 and now shows 626.. To many Apps (7-9) and a car loan only 2 inquires from that Chase Auto kicked in at 3.5%.. Also they denied my Flagship request originally, that is how I got the sig rewards instead.. Thought I would get maybe a $1k card not the $10K they gave.. Need score to go back up soon i hope..
swiss
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Not sure all my cards are posting to my reports yet only see the FP card..
Swiss
You cannot possibly shred that Continental Finance card fast enough.
New goal 675That bad? I thought about keeping it then going to Discover in 6-8mo (YR?) and app for the Discoverit card.
Swiss
its over $200/year just to have the card and even if you don't use it you have to make a payment every month because they charge a maintenance fee of $10/month or something like that. I just came out of bk myself, so I took a look at it and ran away screaming.
Thank you!! MH
Swiss
If you keep it after the first yr.. First YR $75 no monthly fees and it gave me a trade line. By Jan next yr (Dec really) I need to cancel or app the real Discover card..
Swiss