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Navy Federal CLI Timeline

Valued Member

Navy Federal CLI Timeline

 

When is a good time to ask for CLI on NFCU nRewards card?

 

I am thinking at 6 month mark.  Any advice?

 

 

Message 1 of 20
19 REPLIES
Valued Member

Re: Navy Federal CLI Timeline

+1

Message 2 of 20
Established Member

Re: Navy Federal CLI Timeline

I have a cashRewards Visa that I opened in May 2009. Asked for a 4000 cli in October 2009  via luv button. It took abot 3 days to be approved, but only recieved 3000. No hard pull. Then in March 2010 ask for another, approved for 2500. It took about another 3 days for it to post. No hard pull. Total cl of 13500. Been with NFCU for 8 years. YMMV.

8/1/2008 TransUnion 732 Equifax 685 Experian 712 1/19/2009 TransUnion 726 Equifax 706 Experian 722 7/8/2009 TransUnion 736 Equifax 726 Experian ??? 10/22/2009 TransUnion 745 Equifax 734 4/23/2010 Transunion 751 Equifax 727
Message 3 of 20
Senior Contributor

Re: Navy Federal CLI Timeline

 


darkcamaro wrote:

I have a cashRewards Visa that I opened in May 2009. Asked for a 4000 cli in October 2009  via luv button. It took abot 3 days to be approved, but only recieved 3000. No hard pull. Then in May 2010 ask for another, approved for 2500. It took about another 3 days for it to post. No hard pull. Total cl of 13500. Been with NFCU for 8 years. YMMV.


How did you do this when it's still April???

 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Message 4 of 20
New Contributor

Re: Navy Federal CLI Timeline

I think they meant March...

 

We have had NRewards VISA for about 6 months - started at 2500 (I LOVE their rewards card), asked for a 1k increase yesterday and received it.

 

I absolutely love NFCU.

 

 

"Well, here's another nice mess you've gotten me into" Ollie
Message 5 of 20
Established Member

Re: Navy Federal CLI Timeline

Sorry about that my time machine was supposed be a secret.. March is what I meant

8/1/2008 TransUnion 732 Equifax 685 Experian 712 1/19/2009 TransUnion 726 Equifax 706 Experian 722 7/8/2009 TransUnion 736 Equifax 726 Experian ??? 10/22/2009 TransUnion 745 Equifax 734 4/23/2010 Transunion 751 Equifax 727
Message 6 of 20
New Contributor

Re: Navy Federal CLI Timeline

I love NFCU.  I have both the NRewards Visa and Cash Rewards Visa.  I opened them about a year ago about 4 months apart from eachother. NRewards started me out with 2000.  I asked for a 5000 CLI seven months later and was approved.  I have yet to ask for an increase on the Cash Rewards for which they started me out with 4500.

 

I say go for it and ask for the CLI.  They are usually pretty friendly.  I think I may ask for a 2500 increase on the Cash Rewards tonight.


Starting Score: 467
Current Score: 598
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Message 7 of 20
Valued Member

Re: Navy Federal CLI Timeline

Is the NFCU CLI request a hard pull?

 

 

Message 8 of 20
Established Member

Re: Navy Federal CLI Timeline

I received two cli from them  and no hard pull on either.

8/1/2008 TransUnion 732 Equifax 685 Experian 712 1/19/2009 TransUnion 726 Equifax 706 Experian 722 7/8/2009 TransUnion 736 Equifax 726 Experian ??? 10/22/2009 TransUnion 745 Equifax 734 4/23/2010 Transunion 751 Equifax 727
Message 9 of 20
Regular Contributor

Re: Navy Federal CLI Timeline


darkcamaro wrote:

I received two cli from them  and no hard pull on either.


Did you request cli or were they automatic? How long ago was it that you received these CLIs? How long have you had your card?

 

THanks


Starting Score: 615 EQ (1/1/10); 655 TU (12/31/09); 604 EX (10/20/09)
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Message 10 of 20