Credit Card Center Advertiser Disclosure†
08-27-2012 01:32 PM
I opened my Platinum card about this time last year and the limit was 20k. I requested a CLI in November to go to $25k and they granted it. So maybe 3 months of use?
08-27-2012 01:41 PM
Just to add to my first response; my 2nd CLI came in early June. Went from $25k -> $27.5k.
08-27-2012 02:19 PM
Remember that with NFCU it's always a hard pull. I started at $11K and asked for an increase to $18K. It was granted immediately, but it ended up being a hard pull. I have not had an auto CLI from them. I use it every few months to keep it active and have a signature loan with them for my motorcycle. Don't need more and never carry a balance, so that may be why no love.
08-27-2012 03:30 PM
08-27-2012 03:56 PM - edited 08-27-2012 03:58 PM
I got a MC in July of last year and couldn't wait any longer; asked for an increase around June or early July (before 12th statement had cut) and they approved me instantly.
I got a VISA in around September, less than one year ago, and logged on yesterday to see that they gave me an increase without my having to ask!
*no hard pull, even for the increase I requested.
08-27-2012 07:32 PM
I just went from $15K to $22K in July w/ no hp...
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.