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Contributor
labsxtwo
Posts: 125
Registered: ‎02-11-2008

Navy Federal Cash Rewards Approval

Hey!!! App'd for a Navy Federal Cash Rewards card, knowing I would be denied, but to my ultimate amazement I was approved with a CL of $4k!!!!!

 

I was getting discouraged with the denials from Walmart, Barclays, and Cap 1, but this card outweighs all of them IMO!!!

 

Keep up the good work myFico community - I've learned quite a bit!!!

Frequent Contributor
digitaldiva
Posts: 429
Registered: ‎03-09-2011

Re: Navy Federal Cash Rewards Approval

 

That's awesome!

Enjoying your freedom? Thank a servicemember and their family!!!
Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012

Re: Navy Federal Cash Rewards Approval

That's terrific! Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


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Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011

Re: Navy Federal Cash Rewards Approval

CONGRATULATIONS!!!



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: Navy Federal Cash Rewards Approval

Navy seems to have great CSRs too. I'd advise almost anyone that can join NFCU to do so.  I've read if treated them right they're very good to their customers. I've also read they can be just as rough if treated wrong...  We like NFCU very much so far, hope they continue to offer no surprises :smileyvery-happy:  (It's a refreshing change from things like BOA frankly).

 

Big congrats on the membership and card!  :smileyhappy:

Contributor
labsxtwo
Posts: 125
Registered: ‎02-11-2008

Re: Navy Federal Cash Rewards Approval

Thanks, everyone!

 

And yes, the CSR at Navy Federal are wonderful!!!

Established Contributor
AndyK
Posts: 913
Registered: ‎06-09-2011

Re: Navy Federal Cash Rewards Approval

Grats! I have to say I love my NFCU cashRewards card, I just went over the $10k limit so it gives me 1.5% cash back now - so I like it even more. It's what I use for pretty much everything now, except for the 5% categories from Discover or statement credit offers from Amex.

EQ 679 FICO (02/24/2012)
TU 721 FICO (03/10/2012)
EX 703 FICO (05/05/2012)

Cards: NFCU cashRewards $14k, NFCU Platinum $14k, USAA Amex $7k, Amazon Visa $3k, Chase Freedom $2.5k, Amex Zync NPSL, Discover More $1k, Amazon Store $1.3k, Walmart Store $700
Contributor
labsxtwo
Posts: 125
Registered: ‎02-11-2008

Re: Navy Federal Cash Rewards Approval

I'm going to try for an auto loan next, but I am going to wait until some of my disputes with the CRAs are done. Hoping for two more baddies to come off :smileyhappy:

Frequent Contributor
ando35
Posts: 277
Registered: ‎10-05-2010

Re: Navy Federal Cash Rewards Approval

Are you active duty?

Contributor
labsxtwo
Posts: 125
Registered: ‎02-11-2008

Re: Navy Federal Cash Rewards Approval

No, I am not. My father is retired from the Navy.


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