Credit Cards

[jeffrey_MBP]

I've been watching these boards quite often, so I thought I'd contribute.  My score from credit karma was around 620, but I've been decreasing my debt-to-income ratio and available debt ratio (just moved below 50%). Just applied for Discover (Equifax hard pull (HP)) and Navy Fed (Equifax hard pull (HP)).  Discover wanted a joint appicant and Navy Federal approved 7K (wow).

Regards!

Jeffrey

[Cadillac-XTS]

Congrats on your Navy approval

[Duncanrr]

Grats on NFCU. I'm hoping for a great starting CL when I app.

Which NFCU card did you apply for?

[jeffrey_MBP]

I appreciate it. Reading these boards pushed me to apply because I heard that NFCU has been fairly generous on their new accounts.  I think for those of us who have had troubled credit in the past (i.e. bankruptcy from 2002), this is a god send. I won't ever mess with my credit or put it in danger again.

[jeffrey_MBP]

It was the nRewards card.

[MsLadyRover]

Congrats on your NFCU approval!

[Shogun]

Congrats on your NFCU.  There's a forum's pool going around to see what Duncanrr gets.

[Duncanrr]

Im pretty sure they will not pull TU for my application but Ive waited so long to apply for it, I have to wait for updated UTIL to post.

[jeffrey_MBP]

I applied last year once or twice and was denied. Both pulls were from Equifax.

[Duncanrr]

---

jeffrey_MBP wrote:
I applied last year once or twice and was denied. Both pulls were from Equifax.

---

What was your scores at the time and what card did you apply for?