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New Member
Posts: 7
Registered: ‎08-27-2013
0

Re: Navy Federal Credit card

Anyone with an account can refer you. They dont necessarly have to be in the navy, army etc. So for example, if you have a friend who was referred by their army dad, that friend can then refer you because they are a member 

Frequent Contributor
Posts: 305
Registered: ‎11-22-2013
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Re: Navy Federal Credit card

So if I can get my mom to open an acct she can refer me? Thanks for the tip.
NFCU Cash Rewards $14,000 | AMEX TE $12,400 | Sallie Mae $7,500 | WalMart MC $7,500 | Target Red Visa $6,000 | America Discount Tire $700

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New Contributor
Posts: 182
Registered: ‎11-26-2013
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Re: Navy Federal Credit card

My roommate won't sponsor me. I'm pissed
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
Regular Contributor
Posts: 123
Registered: ‎08-21-2013
0

Re: Navy Federal Credit card

Please be careful if you are thinking of joining NFCU, they may not be as strict as say USAA, but they do have certain requirements that you must meet. If you try and skirt those requirements and down the road you can't prove proper eligibility,  they will close your accounts as stated earlier in this thread. Monkeylover01 is incorrect,  not anyone with an account can refer you. If they are only friends,  you must also be living in the same household. And personally I would rather be one of the relations listed on the website to be safe. I am a member through my DW who's father is retired Army. If you really want to be sure of eligibility,  NFCUs website has an excellent eligibility wizard to check out. But NFCU is truly a great CU if you can get in.

Starting Score: EX 549 EQ 465 TU 477
Current Score: EX 714 EQ 681 TU 727 EX Fico (PSECU) 683 EQ Fico 676 (MyFico) TU Fico (WalMart) 701 as of 6/6/2014
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New Member
Posts: 7
Registered: ‎08-27-2013
0

Re: Navy Federal Credit card

I did, in fact, get my information from the source. I spoke to a represenative and she said once youre a member you can refer your family members. Im sure it would never get to the point where they woukd ask for a blood test.
Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
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Re: Navy Federal Credit card


Monkeylover01 wrote:

Anyone with an account can refer you. They dont necessarly have to be in the navy, army etc. So for example, if you have a friend who was referred by their army dad, that friend can then refer you because they are a member 


this is so not true.  The only way a friend can sponser you if if you are living on the same household residence

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Frequent Contributor
Posts: 305
Registered: ‎11-22-2013
0

Re: Navy Federal Credit card

I guess family can refer family without being in the same household. Whereas referring friends require same residence. I have not contacted the CU to confirm. Probably should before I ask my mother to open an account.
NFCU Cash Rewards $14,000 | AMEX TE $12,400 | Sallie Mae $7,500 | WalMart MC $7,500 | Target Red Visa $6,000 | America Discount Tire $700

Last app 3/16/14. TU FICO 786 as of 3/6/15
Valued Contributor
Posts: 1,314
Registered: ‎07-07-2013
0

Re: Navy Federal Credit card

:smileymad:

There is one downside for all their CC's: you cannot set up an autopay with an external checking account. 

Super Contributor
Posts: 5,905
Registered: ‎09-13-2013
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Re: Navy Federal Credit card


DigitalArk wrote:

:smileymad:

There is one downside for all their CC's: you cannot set up an autopay with an external checking account. 


But you can make one time payments with external accounts right?


Valued Contributor
Posts: 1,314
Registered: ‎07-07-2013
0

Re: Navy Federal Credit card

@baller4life

 

Yes, you can. But it is too much work. You can set up autopay with NFCU checking though.

 

 

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