No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
How long did it take for you to get your decision? It told me 3 to 5 business days.
It's the norm. It doesn't mean you're denied. It took a day or so for an approval for me with the cashrewards.
Thanks. Its my first non instant approval so I was just curious. This is my first card through a credit union though.
It took me a few more days than the 3-5 they said but thats due to my being a brand spankin new member of the credit union at the same time. I had to send in some documentation. (income stuff)
Once they had that though, it was pretty fast. Under one day.
NFCU is a great CU. However, know that anytime you even think about an app or a CLI, its going to be a HP NO MATTER WHAT THE REP TELLS YOU. lol
Its worth it though.
@Pilotdude wrote:It took me a few more days than the 3-5 they said but thats due to my being a brand spankin new member of the credit union at the same time. I had to send in some documentation. (income stuff)
Once they had that though, it was pretty fast. Under one day.
NFCU is a great CU. However, know that anytime you even think about an app or a CLI, its going to be a HP NO MATTER WHAT THE REP TELLS YOU. lol
Its worth it though.
Thanks for the info. I figured on the HP. I am a brand new member so I figure they will be asking me for more info as well.
A NFCU customer rep PC'd me from a (NFCU) Platinum card to the (NFCU) Signature Flagship card while I waited at her desk. Came with an interest rate hike from 7.99 to 9.99 APR, and that pesky $49.00 annual fee (1/10 of AMEX Platinum's fee), but it did come with a CLI of 10K. We'll see what the bennies are like.
Another upside is that once you have the docs submitted and have obtained an approval, its much easier in the future.
In a few more months I am going to hit them for a CLI on my Flag and probably a Navcheck account just for giggles.
@Pilotdude wrote:It took me a few more days than the 3-5 they said but thats due to my being a brand spankin new member of the credit union at the same time. I had to send in some documentation. (income stuff)
Once they had that though, it was pretty fast. Under one day.
NFCU is a great CU. However, know that anytime you even think about an app or a CLI, its going to be a HP NO MATTER WHAT THE REP TELLS YOU. lol
Its worth it though.
@Pilotdude wrote:It took me a few more days than the 3-5 they said but thats due to my being a brand spankin new member of the credit union at the same time. I had to send in some documentation. (income stuff)
Once they had that though, it was pretty fast. Under one day.
NFCU is a great CU. However, know that anytime you even think about an app or a CLI, its going to be a HP NO MATTER WHAT THE REP TELLS YOU. lol
Its worth it though.
Note that only the first CLI requested usually results in a HP, then they basically tell the computer system that they will approve you up to a certain limit and if you ask for another CLI under or equal to that limit it will be an instant CLI with a SP. But if you request an amount over that limit it will counter with what their computer limit says or they will ask if you want your requested limit for a further review which will turn into a HP unless you accept the counter offer which will be a SP.
Check out the master NFCU CLI thread.