just curious is there ANY other bank that offers a service like this?
I don't know about any banks, but both the credit unions I am a member of offers LOCs tied to your share draft account. Minimum draft against the account t is $50.00 to access credit line. Reports to my CRAs just like Amex so it doesn't affect my utility. Love CUs.
Starting Score: 642 Current Score: EQ 773, EX 780, TU 777 (All FICO) Goal Score: 800+ Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K