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I am sure that these questions have already been asked, but I was unable to find them. My wife just joined last week through my member access number, and was hoping to apply for one of those 0% balance transfer credit cards. Do they currently offer one, and also how soon after opening the account should she apply?
@Anonymous wrote:I am sure that these questions have already been asked, but I was unable to find them. My wife just joined last week through my member access number, and was hoping to apply for one of those 0% balance transfer credit cards. Do they currently offer one, and also how soon after opening the account should she apply?
she should apply for 1 credit card and checking line of credit (navcheck) as soon as membership is approved.
the 0% is not currently out unless offered exclusively to you BUT if navy sticks to how they have done the last 2+ years we have one coming up in the next couple months... always before christmas.
Another question... I personally applied for a CLI after having a card for a few weeks, 5k to 10k. They called and wanted tax returns, but I was unable to produce them in the two week window, due to my Corp extension. So I guess that they will decline me. However, will this have repercussions in the future? I have been banking with them for 18 years and this was the first time that the requested income docs.
@Anonymous wrote:Another question... I personally applied for a CLI after having a card for a few weeks, 5k to 10k. They called and wanted tax returns, but I was unable to produce them in the two week window, due to my Corp extension. So I guess that they will decline me. However, will this have repercussions in the future? I have been banking with them for 18 years and this was the first time that the requested income docs.
I'm unsure about that... im kind of shocked for just $5-$10k that they would ask for taxes!
Yeah, I got my first loan from them at 18, three car loans and a boat loan since. All paid off except my current loan Never have they asked for income docs. Typically I would not have a problem producing them, as my gross is 100K+, and my wife makes about 40k (part time teacher). So I got mad, and applied for BOA $11,000 instant, Chase $7,000 instant, and AMEX $10,000 instant. Not sure the deal, maybe I should have waited a few months.
Unsure... I can upload the message.
I agree... But, are they like AMEX? Will they wait to recieve them before any future CLI or loans? The reason I love banking with them is that I can call them on them on the phone, and pick up a check the next morning.
@Anonymous wrote:I agree... But, are they like AMEX? Will they wait to recieve them before any future CLI or loans? The reason I love banking with them is that I can call them on them on the phone, and pick up a check the next morning.
well you said you don't have a problem providing in near future, so do it and then be fine... but no I don't think so... eventually you will be avaiable for sp cli i bet.