12-16-2009 02:37 PM
12-16-2009 05:52 PM
NFCU does not have credit criteria for secured cards, except that you must secure it.
There is no application. Once you have funds in savings, you call in and tell them you want a secured card and for what amount (which must be in savings). They will put a freeze on that amount of savings and issue the card. I have never heard of a denial for any reason.
12-16-2009 06:32 PM - edited 12-16-2009 06:56 PM
They do pull your credit report, but only to determine what interest rate you'll get.
P.S. Anybody have luck getting Navy Federal tell you what your FICO score was when they pulled your report?
12-18-2009 01:18 PM