Navy Federal: WOW, WOW AND WOW!

[Uncle_Money]

Hi Guys,

I'm VERY impressed with NFCU. I deal with many banks and other credit unions but I must say Navy has topped them all, both in CL generosity and stellar customer service.

I apped for a line of credit and their platinum credit card.

I was approved for a $15,000 line of credit in addition to a credit card with a $25,000 credit line! Talk about generous!! $40,000 in credit and I don't even have a relationship with them yet. However, my reports are in pristine condition these days and I have virtually ZERO credit card debt along with a high income so I know those factors weighed in.

If you can get into NFCU, do it. You won't be disappointed with them. Highly recommended.

UM

[Datx]

Congrats! NFCU is indeed awesome.

[Anonymous]

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@Uncle_Money wrote:

Hi Guys,

I'm VERY impressed with NFCU. I deal with many banks and other credit unions but I must say Navy has topped them all, both in CL generosity and stellar customer service.

I apped for a line of credit and their platinum credit card.

I was approved for a $15,000 line of credit in addition to a credit card with a $25,000 credit line! Talk about generous!! $40,000 in credit and I don't even have a relationship with them yet. However, my reports are in pristine condition these days and I have virtually ZERO credit card debt along with a high income so I know those factors weighed in.

If you can get into NFCU, do it. You won't be disappointed with them. Highly recommended.

UM

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You are definitely right, UM.

I just applied for their platinum Visa and when I didn't get an instant approval (I HATE non-instant approvals!), I was starting to regret the waste of an INQ.  An hour after I applied I checked EQ and no INQ so I was wondering what was going on.

@Anonymous hours after applying I got an e-mail that a decision had been reached and went online to see it was approved.  I called in for the APR and CL:  $25k @ 8.8%.

The CSR suggested I apply for NavCheck, but I do not really need a 15% LOC.

I have one more INQ on EQ to burn and one on TU.  Time to look at the shopping list! 

[Red1Blue]

Congrats UM. That is very good limits. I have received $42K total in Credit Line and Credit Cards. I hope one of these days NFCU showers its Grace on CreditAddict. I feel so much for him and hopefully NFCU comes through for him soon.

[anderl]

Yep-Navy Federal  showered me with 35K in total CL' s-you can't beat em,they're the best!

[Creditaddict]

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@Red1Blue wrote:

Congrats UM. That is very good limits. I have received $42K total in Credit Line and Credit Cards. I hope one of these days NFCU showers its Grace on CreditAddict. I feel so much for him and hopefully NFCU comes through for him soon.

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All in all, they have been very good to me... I have really only been flat out denied for one thing, my other 2 applications were "Conditionally approved" and when I couldn't meet the conditions it was declined, so more my fault.  So I'm just working my secured card right now and I think when I get my 2 cards with balances down more, they will be a little easier on me, the debt is really the #1 issue.

Thanks concorduser

[Navydude]

I got approved for 25K and I only make 35k a year..I hope this Bank knows what it's doing.

[Anonymous]

I told my husband today that we need to join NFCU, I just dont like change that much. Do you have to have a direct deposit?

we are eligible to join them.

congrats on your limits!

[Repo-ed]

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@Anonymous wrote:

I told my husband today that we need to join NFCU, I just dont like change that much. Do you have to have a direct deposit?

we are eligible to join them.

congrats on your limits!

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If you have kids, do them a favor, and join!

[tinuviel]

Great limits!!! Congratulations!!!