Valued Member
Posts: 29
Registered: ‎01-29-2011

Navy Federal approval

Just got approved for $3000.00 with 18 inquries. Couldn't believe it when i received the text this morning. Was also approved for an auto refinance..Great week for me so far..

Starting Score: 600
Current Score:EX FICO 778 EQ FICO 732 TU FICO 775
Goal Score: 800
NFCU Cash Rewards Sig (16K), Amex BCE(10K), Delta Skymiles(20K) Discover IT(8K), CITI HHonors(10K), CSP (8K), CITI TYP(5K) CITI Diamond Preferred(4K), Amazon Store Card(2.5K),

Frequent Contributor
Posts: 368
Registered: ‎08-31-2007

Re: Navy Federal approval


| NFCU Cashrewards $17,500 | NFCU Platinum $15,000 | NFCU Navchk $10,000 | Amex BCE $1,000 | Amex HHonors $1,700 | Chase Freedom $1,400 | Chase Sapphire Preferred $2,800 | BOA 3-2-1 $10,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $2,800 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $1,000
Frequent Contributor
Posts: 259
Registered: ‎01-10-2012

Re: Navy Federal approval


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Posts: 125
Registered: ‎02-11-2008

Re: Navy Federal approval



I was approved this morning for the Cash Rewards CC as well :smileyhappy:

Valued Contributor
Posts: 1,142
Registered: ‎09-01-2011

Re: Navy Federal approval

That Navy Credit Union never ceases to amaze me!  I sure wish PenFed Credit Union was more like your credit union. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Established Contributor
Posts: 913
Registered: ‎06-09-2011

Re: Navy Federal approval

I think NFCU will overlook your inquiries as long as the rest of your credit report looks good.

Which, really, is how I think all banks/CCCs should operate anyway.

EQ 679 FICO (02/24/2012)
TU 721 FICO (03/10/2012)
EX 703 FICO (05/05/2012)

Cards: NFCU cashRewards $14k, NFCU Platinum $14k, USAA Amex $7k, Amazon Visa $3k, Chase Freedom $2.5k, Amex Zync NPSL, Discover More $1k, Amazon Store $1.3k, Walmart Store $700
Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011

Re: Navy Federal approval

Congrats on the Card and refine Stema8701!  :smileyhappy:


NFCU seems to be very fair with their customers.  Compared to some of the "Bi-Polar" actions of many banks lately, I'd say Navy is about as sane as can be found anymore.



Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011

Re: Navy Federal approval

Congrats on the new card!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge
Posts: 27,203
Registered: ‎09-13-2012

Re: Navy Federal approval

Established Contributor
Posts: 761
Registered: ‎10-16-2007

Re: Navy Federal approval



NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,



Chase Star Card

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.