Navy Federal offer

ShiningDown · ‎07-24-2014

I just got a offer for the cash rewards cc from Navy Federal. The letter says you've been pre-approved for our cashRewards credit card 0% 15 months. I also have a acceptance code. It says hurry accept this great offer today. When you get a offer from Navy Federal like this are you 100% approved for the card ? (I hope so)

GetTheFico · ‎07-24-2014

A preapproval offer from NavyFed is more than likely an approval.

I think you're good to go.

EQ: 780
EX: 767
TU: 779

ShiningDown · ‎07-24-2014

Thank you for answering my question. I just applied over the phone and the lady was so nice. She said I am approved with the acceptance code but I will get a answer in 2 business days on Monday or Tuesday to look for a letter or email. I know she said they will check my credit. I will let you know on Mon or Tues what happens. I asked for a BT and she said I need too call her back with BT info after I know how much I was approved for and before the card arrives. This will be my second card with them if I get it. I love these guys!

MT936 · ‎07-24-2014

if you have a acceptance code then most likely

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

ShiningDown · ‎07-28-2014

Declined. I have a perfect credit report its my high balance.

Creditaddict · ‎07-28-2014

@ShiningDown wrote:
Declined. I have a perfect credit report its my high balance.

High balance with navy?

kawaiiguy · ‎08-15-2014

Got the same offer on the 1.5% card. I guess they are reaching out for more customers since they are changing it to 1.5% for all purchases. I apped and got an instant online with a $25k limit. I'd rather give them my business anyday than Capital One's stingy butts!