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Frequent Contributor
USF813
Posts: 330
Registered: ‎06-04-2013
0

Re: Navy Federal

Well, I got a $3k starting limit on a Gorewards visa less than three years out of BK with NFCU. I recently got a CLI to $5k using what I assume was a soft pull they pulled in mid-December. $5k limit in less than a year with the card. I might try another $2k increase in April at the one year mark. I'm saving for a new car and NFCU is who I'll look to for financing. It's true if you scratch their back they'll scratch yours.
Chapter 7 Discharged 12/2009
FICO EQ: 693 (5/23/14)
FICO TU: 670 (Barclays TU 7/25/14)
FICO EX: 667 (as of 5/23/14)
NFCU GoRewards $7.5k, Barclays US Airways $5k, Chase IHG $2k, DCCU Visa $1.5k.

Mega Contributor
Creditaddict
Posts: 19,433
Registered: ‎10-23-2007
0

Re: Navy Federal


USF813 wrote:
Well, I got a $3k starting limit on a Gorewards visa less than three years out of BK with NFCU. I recently got a CLI to $5k using what I assume was a soft pull they pulled in mid-December. $5k limit in less than a year with the card. I might try another $2k increase in April at the one year mark. I'm saving for a new car and NFCU is who I'll look to for financing. It's true if you scratch their back they'll scratch yours.

Why not ask for more now since it seems you are under the sp internal limit currently available to you if you only asked for $5k

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Frequent Contributor
USF813
Posts: 330
Registered: ‎06-04-2013
0

Re: Navy Federal

Two reasons:

1. I don't want to.

2. The SP is now over 30 days old.

Chapter 7 Discharged 12/2009
FICO EQ: 693 (5/23/14)
FICO TU: 670 (Barclays TU 7/25/14)
FICO EX: 667 (as of 5/23/14)
NFCU GoRewards $7.5k, Barclays US Airways $5k, Chase IHG $2k, DCCU Visa $1.5k.

Established Member
CaptainGreenThumb
Posts: 24
Registered: ‎01-02-2014
0

Re: Navy Federal

Well I was fickle and decided to go with my original plan.

I spoke with customer service and did a product change from the rewards card to the simple platinum card.

Since this will mainly be a backup/emergency card...I figured having the lowest APR possible was in my best interest.

I don't think I will ever be upset about having a 7.99% APR credit card in my back pocket!! NFCU made the process super easy.

NFCU NavCheck $15,000 NFCU Platinum $12,000 Discover It $7,500 CapOne Quicksilver MC $2000
Discover FICO: 780

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