02-01-2014 08:35 AM
02-01-2014 10:53 AM
Well, I got a $3k starting limit on a Gorewards visa less than three years out of BK with NFCU. I recently got a CLI to $5k using what I assume was a soft pull they pulled in mid-December. $5k limit in less than a year with the card. I might try another $2k increase in April at the one year mark. I'm saving for a new car and NFCU is who I'll look to for financing. It's true if you scratch their back they'll scratch yours.
Why not ask for more now since it seems you are under the sp internal limit currently available to you if you only asked for $5k
02-01-2014 11:47 AM
1. I don't want to.
2. The SP is now over 30 days old.
02-11-2014 12:13 AM
Well I was fickle and decided to go with my original plan.
I spoke with customer service and did a product change from the rewards card to the simple platinum card.
Since this will mainly be a backup/emergency card...I figured having the lowest APR possible was in my best interest.
I don't think I will ever be upset about having a 7.99% APR credit card in my back pocket!! NFCU made the process super easy.
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