02-01-2014 08:35 AM
02-01-2014 10:53 AM
Well, I got a $3k starting limit on a Gorewards visa less than three years out of BK with NFCU. I recently got a CLI to $5k using what I assume was a soft pull they pulled in mid-December. $5k limit in less than a year with the card. I might try another $2k increase in April at the one year mark. I'm saving for a new car and NFCU is who I'll look to for financing. It's true if you scratch their back they'll scratch yours.
Why not ask for more now since it seems you are under the sp internal limit currently available to you if you only asked for $5k
02-11-2014 12:13 AM
Well I was fickle and decided to go with my original plan.
I spoke with customer service and did a product change from the rewards card to the simple platinum card.
Since this will mainly be a backup/emergency card...I figured having the lowest APR possible was in my best interest.
I don't think I will ever be upset about having a 7.99% APR credit card in my back pocket!! NFCU made the process super easy.
10-29-2014 09:30 AM
I just applied yesterday for the goRewards Signature card with Navy Federal. I got this message of waiting 3-5 days *OUCH* but awoke to e text message telling me I had been approved but it did not say how much. I got out of bed and turned my computer on and almosy fell off my chair when I saw an approval of $18,000. I could buy a freaking used car with that (not that I plan to buy another car). My goal for the last year was to get a credit card with 5 digits (minus the decimal point LOL) I am so doing the *Snoopy Dance* right now! Thanks for all of the insight and guideance as I pass through the dark halls of credit repair!
10-29-2014 09:40 AM
you can honestly go back and ask for 25k
10-29-2014 09:56 AM
LOL, NFCU seems to have that effect on people. Gotta love em. Congrats on an awesome CL.
10-29-2014 10:09 AM
they have great limits and very easy to work with
10-29-2014 09:22 PM
Seriously? How would I do that? I made an offer on a house today and am feeling on top of the world. You know those rare days that you feel you have the Midas touch, without all the negative effects? That's me...today!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.