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Okay, so I understand if I redeem towards airline that I'm basically earning 2% on my spending... Right?
I thought I could redeem towards all travel expenses right to the statement but I found out for hotel I have to get a hotel voucher and the hotel I booked (which was pre-pay anyway) doesn't have a voucher or a visa gift card or another hotel but they are all at 1%.
Then when I tried to question or ask about the rate she first said I was wrong, then she did a very annoying ("Of course Sir, you are right!") but I wasn't... but she wasn't able to expain it to me so that was her answer... then she said "so, can I redeem a gift card for you?!" NO! I'm not trading in at less than 1%!!!
Did I get this card all wrong? should we be moving our spending over to Capital One QuickSilver and I can only use this card for airplane tickets if I want more than 1% or what?
Where are the reward calculator smarties today!?
The goRewards is a better card. I have been trying to make this point. NFCU doesn't have a great rewards system anyway. Their cards are good for high limits to help utilization and no foreign transaction fees. goRewards has the no ForEx + no annual fee. I don't need to use it for much, it helps my util, and it doesn't cost me money when I do use it.
@DaveSignal wrote:The goRewards is a better card. I have been trying to make this point. NFCU doesn't have a great rewards system anyway. Their cards are good for high limits to help utilization and no foreign transaction fees. goRewards has the no ForEx + no annual fee. I don't need to use it for much, it helps my util, and it doesn't cost me money when I do use it.
so does that mean I should either go back to using our CashRewards Card and get the 1.5% after the $10k spend or just switch all daily spending to the new Capital One Quick Silver??
(I can't believe Capital One after all these years might be my #1 in our wallet! LOL
I don't have the Quicksilver, but I wouldn't be surprised if you would get better rewards redemptions with Capital One's rewards program.