It's just a line of credit, for overdraft is cheap if you happen to do that at all.... Otherwise I dunno... Seems easy to get and it's a big line to sit and help util. If needed or quick borrowing of money, although with navy credit cards cash advances are only like 1% more so our credit card is still cheaper cash.
Feels like an ATM when you can move it to your checking in seconds! LOL
No kidding on this. I literally moved 10k from my credit card to my checking account one time.
There was no issue, they did however call me up and make sure it was me
What is so special about this Navcheck? Is it basically a loan or a cash advance? The interest rate just seems crazy high, but everyone seems to be wanting to apply for it. I feel like I am missing out on something special..lol
I got it because it protects your checking account from overdrafts for free, and you have access to your credit limit to pay others with no swipe fees for them.
Can I someone tell me what burues they use. I'm from Maryland.
They pulled EQ for me, but I'm in AZ. But from what I've seen on the boards here, they mostly pull EQ for their credit products which has been the case for me (CC, NavCheck, and auto loan all on EQ).
Do you think the NavCheck is an easy approval (well, Navy easy) as comapred to the credit cards? They won't give me a CLI on my nrewards, so I'm wondering if they will give me a Nav.
Congrats!!!! I love my Flagship.....Thanks a lot for now giving me the "itch" for getting the LOC!!!!
**Must say no to the temptations**
No no no no no...not gonna app for LOC.....yet!!! Nope nope nope.
reading this thread is very tempting to apply however recently( 48 hrs ago) I burned a HP for my platinum CC credit limit increase and trying to find a good reason to have this in my credit report.