Navy offering 2.99% BT for 12 months!

Creditaddict · ‎01-02-2014

Someone else posted a thread about Navy 0% and someone else responded with a current offer and I wanted to just seperate that out because if you are like me you did not know about this current offer before readin that... I have never seen Navy offer something like this, it's always been 0% or no offer in the past that I have seen.

As usual though no bt fee... I love Navy, wish I could have used this instead of the Duck Card!

When you go to Navy's main page it's right under "Now is the Time to Save"

brcamacho · ‎01-02-2014

I just transfred a balance a month ago to NFCU. I wish i would have known this was coming.

brianjb · ‎01-02-2014

@Creditaddict wrote:
Someone else posted a thread about Navy 0% and someone else responded with a current offer and I wanted to just seperate that out because if you are like me you did not know about this current offer before readin that... I have never seen Navy offer something like this, it's always been 0% or no offer in the past that I have seen.
As usual though no bt fee... I love Navy, wish I could have used this instead of the Duck Card!

When you go to Navy's main page it's right under "Now is the Time to Save"

Thanks for sharing this link!!

I will call them when I get home.

brianjb · ‎01-02-2014

@brcamacho wrote:
I just transfred a balance a month ago to NFCU. I wish i would have known this was coming.

Maybe do a calculation to see if it's worth it for you to BT away from Navy to another card. Then back again.

You'd have to pay fees to other card, and hope the offer was still good in a few weeks when it's ready to go back, right?

brcamacho · ‎01-02-2014

Yeah i just sent NFCU a message asking if i can get on that offer since it has been less then 30 days.

brianjb · ‎01-02-2014

@brcamacho wrote:
Yeah i just sent NFCU a message asking if i can get on that offer since it has been less then 30 days.

Please let us know what they say. I am new to them, and woudl be curious to see how they respond to this offer

Pupeitmeister · ‎01-02-2014

I just called them. For those curious, they need

Name of creditor to be paid
Mailing address
Amount to be paid
Account number being paid

Thats it! I will enjoy moving all my GE Cards over. Will save me 20% interest!! YAY

OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun

dddfresh · ‎01-02-2014

I believe this expires February 28th

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13

Scupra · ‎01-02-2014

@brianjb wrote:
@brcamacho wrote:
I just transfred a balance a month ago to NFCU. I wish i would have known this was coming.
Maybe do a calculation to see if it's worth it for you to BT away from Navy to another card. Then back again.

You'd have to pay fees to other card, and hope the offer was still good in a few weeks when it's ready to go back, right?

Be careful in doing this, I seem to remember a thread with someone doing something similar and it did not end well.

brianjb · ‎01-02-2014

@Scupra wrote:
@brianjb wrote:
@brcamacho wrote:
I just transfred a balance a month ago to NFCU. I wish i would have known this was coming.
Maybe do a calculation to see if it's worth it for you to BT away from Navy to another card. Then back again.

You'd have to pay fees to other card, and hope the offer was still good in a few weeks when it's ready to go back, right?

Be careful in doing this, I seem to remember a thread with someone doing something similar and it did not end well.

Good point. I know it may be risky. Hopefuly they can adjust the BT rate to match the current rates.