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i'm on month 14 on my navyfed secured card and on month 3 of my unsecured flagship visa with them.
clicked on my offers and it says i should apply for the flagship visa... which i already have.
would be nice if they unsecure my securd CC so i can get my 1K back... and offer me something i don't already have
@mschang wrote:i'm on month 14 on my navyfed secured card and on month 3 of my unsecured flagship visa with them.
clicked on my offers and it says i should apply for the flagship visa... which i already have.
would be nice if they unsecure my securd CC so i can get my 1K back... and offer me something i don't already have
Could you apply for another one of the their unsecured CCs, like the Platinum ? If you are approved then I would tend to agree that you could shut down your secured card and get your deposit back.
why have you not requested that they release the funds on your secured nrewards and go for a cli at the same time? you eq fico is strong enough and as long as no baddies have popped up since the secured nrewards you should be a go
i called after the 12-month mark and they said they review on the 13th month and then monthly thereafter. i actually applied for the flagship that same day because i was feeling cocky after having a CA delete and a few GWs maybe that was my downfall.
as much as i would love to get the money back i don't think i can close it; this, the flagship, and a banana republic store card with $120 CL are my only credit cards.
i need to refi my car loan so i'm not going to push it but if they don't unsecure by october i'll call them.