I think we might be able to do it. I have worked with a few people who had a co signer and we have been able to do a debt consolidation for. So lets see. I emailed her and am awaiting her response which will give me some ammo to get in touch with a lending underwriter and better gauge how to tackle this situation.
We had a 19 yr old apply for a debt consolidation loan with us with 23k debt, his mum co signed, his fico was 617 and his moms was 680-ish and combined income of about 80k or so and we approved him. He decline, haha - we required we pay the cards and he close them and he was not okay with that - lol.. anyway, lets see what we can do for Lisa.
Great that you all have that requirement.
I sent you a message back..
I dont care if they close every flippin one of my credit card.. Good riddance to them personally!! LOLOLOLOL. I made my mistakes, and looking to move forward..
If this works ouot, I owe you a steak dinner (cash of course) no credit cards!