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Contributor
Posts: 472
Registered: ‎10-22-2011
0

Need Advice On Chase Freedom App

[ Edited ]

I just called the Chase App status (automated) and my app is still being

review from lastnight. It stated this is the most recent status so I know I haven't been approved or denied .

 

I had a mortgage with Chase for a co-op that is paid and never late. I also had 2 CC's

with them going back 8 years and ran into trouble but I did make good with CA's.

 

They pulled EX which shows everything and things that shouldn't even be there..I have dispputes in.

 

Should I wait for the decision or should I call before they make a decision to help them

understand some baddies on my report ?

 

Thanks

Frequent Contributor
Posts: 374
Registered: ‎06-01-2011
0

Re: Need Advice On Chase Freedom App

Personally, I would call. I heard they are pretty good to work with.
 
Established Contributor
Posts: 773
Registered: ‎08-02-2008
0

Re: Need Advice On Chase Freedom App


Bluerain wrote:

I just called the Chase App status (automated) and my app is still being

review from lastnight. It stated this is the most recent status so I know I haven't been approved or denied .

 

I had a mortgage with Chase for a co-op that is paid and never late. I also had 2 CC's

with them going back 8 years and ran into trouble but I did make good with CA's.

 

They pulled EX which shows everything and things that shouldn't even be there..I have dispputes in.

 

Should I wait for the decision or should I call before they make a decision to help them

understand some baddies on my report ?

 

Thanks


Call the back door. They can review it on the spot and tell you yay or nay.

FICO: EX: 743 (10/14); TU: 758 (9/14); EQ 721 (9/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 7 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | Macys X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 36 Cards

Holding off apps until the end of the year! Wish me luck!
Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: Need Advice On Chase Freedom App

Strange that Chase would pull EX .What state are you in?




Contributor
Posts: 472
Registered: ‎10-22-2011
0

Re: Need Advice On Chase Freedom App


CS800 wrote:

Strange that Chase would pull EX .What state are you in?


NYC

New Contributor
Posts: 61
Registered: ‎07-09-2011
0

Re: Need Advice On Chase Freedom App

Chase always pulls EX for me in CA for a total of three times.

Wells Fargo Platinum Visa 05/2007 $1800 CL ----- AMEX Blue Cash Everyday 05/2008 $8500 CL ----- Best Buy CC 10/2010 $2500 CL ----- Chase Freedom Visa 01/2011 $3000 CL ----- Chase Southwest Rapid Rewards Visa Signature 07/2011 $5000 CL
Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: Need Advice On Chase Freedom App

Always thought they pulled EQ. I'm in MA




Contributor
Posts: 472
Registered: ‎10-22-2011
0

Re: Need Advice On Chase Freedom App

[ Edited ]

Recent Pulls all from EX

 

 

 

 
         
 
AMEX
   
 
 
 Business NameAMEX  
 Inquiry Date11/2/2011  
 Business TypeBank Credit Cards  
800-874-2717 Mailing Address: PO BOX 981537   EL PASO, TX 79998    
    
    
      
 
         
 
CHASE
     
 Business NameCHASE  
 Inquiry Date11/2/2011  
 Business TypeBank Credit Cards  
800-955-9900 Mailing Address: PO BOX 15298   WILMINGTON, DE 19801    
    
    
      
 
         
 
CAP ONE
     
 Business NameCAP ONE  
 Inquiry Date10/26/2011  
 Business TypeBank Credit Cards  
No Phone Provided Mailing Address: PO BOX 30281   SALT LAKE CITY, UT 84130    
    
  
Contributor
Posts: 472
Registered: ‎10-22-2011
0

Re: Need Advice On Chase Freedom App

Recent EQ Inquiries

 

Equifax - Inquiry

Inquiries are made when creditors request a copy of your credit report. If you did not authorize this inquiry, contact the creditor as this may be a sign of fraud.

Company Contact Information:DISCOVER FINANCIAL SERVICES
2500 Lake Cook Rd, 
Riverwoods,  IL 600153851 

TransUnion - Inquiry

Inquiries are made when creditors request a copy of your credit report. If you did not authorize this inquiry, contact the creditor as this may be a sign of fraud.

Company Contact Information:DISCOVER FIN
2500 LAKE COOK RD,, 
RIVERWOODS,  IL 60015 
Valued Contributor
Posts: 1,486
Registered: ‎08-14-2011
0

Re: Need Advice On Chase Freedom App

 Somewhat off the original topic, but Chase pulled EX for me too (HI)

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
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