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Need Advice On Chase Freedom App

Contributor

Need Advice On Chase Freedom App

I just called the Chase App status (automated) and my app is still being

review from lastnight. It stated this is the most recent status so I know I haven't been approved or denied .

 

I had a mortgage with Chase for a co-op that is paid and never late. I also had 2 CC's

with them going back 8 years and ran into trouble but I did make good with CA's.

 

They pulled EX which shows everything and things that shouldn't even be there..I have dispputes in.

 

Should I wait for the decision or should I call before they make a decision to help them

understand some baddies on my report ?

 

Thanks

9 REPLIES
Frequent Contributor

Re: Need Advice On Chase Freedom App

Personally, I would call. I heard they are pretty good to work with.
 
Established Contributor

Re: Need Advice On Chase Freedom App


Bluerain wrote:

I just called the Chase App status (automated) and my app is still being

review from lastnight. It stated this is the most recent status so I know I haven't been approved or denied .

 

I had a mortgage with Chase for a co-op that is paid and never late. I also had 2 CC's

with them going back 8 years and ran into trouble but I did make good with CA's.

 

They pulled EX which shows everything and things that shouldn't even be there..I have dispputes in.

 

Should I wait for the decision or should I call before they make a decision to help them

understand some baddies on my report ?

 

Thanks


Call the back door. They can review it on the spot and tell you yay or nay.

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Super Contributor

Re: Need Advice On Chase Freedom App

Strange that Chase would pull EX .What state are you in?




Contributor

Re: Need Advice On Chase Freedom App


CS800 wrote:

Strange that Chase would pull EX .What state are you in?


NYC

New Contributor

Re: Need Advice On Chase Freedom App

Chase always pulls EX for me in CA for a total of three times.

Wells Fargo Platinum Visa 05/2007 $1800 CL ----- AMEX Blue Cash Everyday 05/2008 $8500 CL ----- Best Buy CC 10/2010 $2500 CL ----- Chase Freedom Visa 01/2011 $3000 CL ----- Chase Southwest Rapid Rewards Visa Signature 07/2011 $5000 CL
Super Contributor

Re: Need Advice On Chase Freedom App

Always thought they pulled EQ. I'm in MA




Contributor

Re: Need Advice On Chase Freedom App

Recent Pulls all from EX

 

 

 

 
         
 
AMEX
   
 
 
 Business NameAMEX  
 Inquiry Date11/2/2011  
 Business TypeBank Credit Cards  
800-874-2717 Mailing Address: PO BOX 981537   EL PASO, TX 79998    
    
    
      
 
         
 
CHASE
     
 Business NameCHASE  
 Inquiry Date11/2/2011  
 Business TypeBank Credit Cards  
800-955-9900 Mailing Address: PO BOX 15298   WILMINGTON, DE 19801    
    
    
      
 
         
 
CAP ONE
     
 Business NameCAP ONE  
 Inquiry Date10/26/2011  
 Business TypeBank Credit Cards  
No Phone Provided Mailing Address: PO BOX 30281   SALT LAKE CITY, UT 84130    
    
  
Contributor

Re: Need Advice On Chase Freedom App

Recent EQ Inquiries

 

Equifax - Inquiry

Inquiries are made when creditors request a copy of your credit report. If you did not authorize this inquiry, contact the creditor as this may be a sign of fraud.

Company Contact Information:DISCOVER FINANCIAL SERVICES
2500 Lake Cook Rd, 
Riverwoods,  IL 600153851 

TransUnion - Inquiry

Inquiries are made when creditors request a copy of your credit report. If you did not authorize this inquiry, contact the creditor as this may be a sign of fraud.

Company Contact Information:DISCOVER FIN
2500 LAKE COOK RD,, 
RIVERWOODS,  IL 60015 
Valued Contributor

Re: Need Advice On Chase Freedom App

 Somewhat off the original topic, but Chase pulled EX for me too (HI)

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew