05-12-2013 07:05 PM
05-12-2013 07:35 PM
Hmm so in other words you want to combine your cards to one(TY preferred card) Its very common with Chase, have you called CITI? Has any1 here done this bfore with CITI?
05-12-2013 07:44 PM
05-12-2013 07:53 PM
Any Citi bank card holders out there.
05-12-2013 08:01 PM
Not sure how much my experience can help in this situation, but I have a citi thank you premier and applied for the citi forward. I was denied and attempted to move some of my current CL over to this new card and they said no. This is probably due to them not wanting to give me the Forward card, but its the limited experience I have to offer. Are you trying to get to $5k to get a Visa Signature card? Good luck!
05-12-2013 09:00 PM
Citi is VERY unwilling to do this at all. In the past they cited the CARD act as a reason (which apparently doesn't bother Chase). I have four Citi cards (Forward, TYP 5x, Premier and AA Plat Select). I was going to close my AA card, and tried to move my CL to another card. I was told this is impossible. I was finally moved to a retention specialist (who gave me an offer I accepted) but she told me for future reference, that to move a CL, you a) have to close the card, and b) a portion of the CL is retained "in case you want to reopen the closed card". So in my case, the CL on the AA card is $15K, if I closed it I could move $10K to another card.
So, unless this is a YMMV thing (and others have had the same story), not nearly as friendly as chase, you have to close a card and lose some of the CL anyway.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.