Need Advice,will CC decrease hurt credit score?

[Wolf3]

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@MountainHiker wrote:

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@honky wrote:

They wont see that it was lowered, just the current limit

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But will they see that the card has been over its new limit?

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Limits change.   No one will assume shey went over the limit.     Other than a changing Utilization( which you can control), this will have no effect.

You are worrying too much. .

[MountainHiker]

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@Wolf3 wrote:

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@MountainHiker wrote:

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@honky wrote:

They wont see that it was lowered, just the current limit

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But will they see that the card has been over its new limit?

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Limits change.   No one will assume shey went over the limit.     Other than a changing Utilization( which you can control), this will have no effect.

You are worrying too much. .

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Thank you for the reassurance. I just want to give her the best informed knowledge possible.Would hate to tell her something that could make her situation worth.Thanks again!