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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Need Christmas Credit Card

Be careful calling out the OP on his situation, he will send you a private message explaining it further...

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
0

Re: Need Christmas Credit Card

I understand and I m just upset at the fact that they think my l,iLife is a joke

Frequent Contributor
frugalQ
Posts: 484
Registered: ‎03-23-2012
0

Re: Need Christmas Credit Card

I'm sure there are a bunch of people who live such expensive lifestyles, they have no idea how to react when it comes crashing down. So, they live in denial.

It seems surreal to me because I have no idea what it's like to live a lifestyle like that.
Capital One Platinum 0/2.5K - AmEx Green NPSL - Amex Hilton HHonors Surpass 0/7K - Amex BCP 0/8.5K - Chase Freedom 0/3K - Discover IT 0/6.5K - LOC 0/2.5K
Senior Contributor
jsucool76
Posts: 3,259
Registered: ‎12-11-2011
0

Re: Need Christmas Credit Card


nicholasc77 wrote:

I understand and I m just upset at the fact that they think my l,iLife is a joke


So don't present your life as if it is a joke. 

 

Assuming all of this is true (Which I don't tbh)

 

Any human being who just filed a 4m$ bankruptcy would probably NEVER touch a CC again and pay for everything in cash

Contributor
ah12345
Posts: 86
Registered: ‎06-13-2007
0

Re: Need Christmas Credit Card

Were are not trying to put you down people make mistakes, but you have to understand that the life you had before BK it's gone for a while. You have to regain the trust of banks again in order to rebuild your credit. It will take a lot of work but you have to start from the bottom again that is just facts. I am sorry you going through all this but things will get better down the road if you work on your credit the right way.


Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board


Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
0

Re: Need Christmas Credit Card

Ihapoppa lot of business that I need to credit on file


jsucool76 wrote:

nicholasc77 wrote:

I understand and I m just upset at the fact that they think my l,iLife is a joke


So don't present your life as if it is a joke. 

 

Assuming all of this is true (Which I don't tbh)

 

Any human being who just filed a 4m$ bankruptcy would probably NEVER touch a CC again and pay for everything in cash


 

Senior Contributor
jsucool76
Posts: 3,259
Registered: ‎12-11-2011
0

Re: Need Christmas Credit Card


nicholasc77 wrote:

Ihapoppa lot of business that I need to credit on file


jsucool76 wrote:

nicholasc77 wrote:

I understand and I m just upset at the fact that they think my l,iLife is a joke


So don't present your life as if it is a joke. 

 

Assuming all of this is true (Which I don't tbh)

 

Any human being who just filed a 4m$ bankruptcy would probably NEVER touch a CC again and pay for everything in cash


 What?

 

Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
0

Re: Need Christmas Credit Card

It not asjouke I'm just explaining my bk because I don't like to discuss with anybody 


jsucool76 wrote:

nicholasc77 wrote:

I understand and I m just upset at the fact that they think my l,iLife is a joke


So don't present your life as if it is a joke. 

 

Assuming all of this is true (Which I don't tbh)

 

Any human being who just filed a 4m$ bankruptcy would probably NEVER touch a CC again and pay for everything in cash


 

Valued Contributor
navigatethis12
Posts: 1,930
Registered: ‎01-24-2012
0

Re: Need Christmas Credit Card

[ Edited ]

frugalQ wrote:
I'm sure there are a bunch of people who live such expensive lifestyles, they have no idea how to react when it comes crashing down. So, they live in denial.

It seems surreal to me because I have no idea what it's like to live a lifestyle like that.

Since they are spending like this I am going to guess that they did not grow up with money. Anyone who was brought up with money knows better, and would not name and price drop so freely. So they should know exactly how to live within their means. It reminds me of people who win the lottery, and a few years later they have nothing.

 

Contributor
ah12345
Posts: 86
Registered: ‎06-13-2007
0

Re: Need Christmas Credit Card

If it was all Business why didnt you get out of it if you couldnt make your payments racking 4 million in debt on a business its a lot.


Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board



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