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Valued Member
nicholasc77
Posts: 115
Registered: ‎04-30-2012
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Re: Need Christmas Credit Card

Like I said It was a lease it is only 440 a month and it's safe and affordable


webhopper wrote:
My kid will be driving a 8 yr old volvo for safety... and our HHI is high. I don't believe in giving a kid a 40k toy.... but that's just me.

 

Regular Contributor
acrylic51
Posts: 131
Registered: ‎08-05-2012
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Re: Need Christmas Credit Card


nicholasc77 wrote:

That's right I had to file two times ok get this straight i brought her a c class for safe and it's a lease when it's up she is on her own 


jsucool76 wrote:

XxRaVeNxX wrote:

Quick Question: Not meaning to bash like everyone else...I'll feed the trolls...'

 

But, you bankruptcy was finalized in July/August, and you already have 8 credit cards with in 30 days...you do realize how inquiries hurt you, and this recent influx of store cards doesn't help...


His Second bankruptcy, don't forget that part 


 


Not judging or trying to, but I had read the post in the auto credit and now here.....Just totally mind blowing....YOUR DAUGHTER doesn't need a Mercedes.....Safety aide and as mentioned earlier there are safe cars at reasonable prices.....The wife, if she wants that lifestyle, maybe scaling back on other things, and it seems you are caught up with "what the Jone's" will think......

 

Family it is important, but apparently they haven't been taught the real value of "family" or "love", material things aren't it.  Off my soap box now.  I agree to set yourself a budget for the holidays and use cash.....The whole BK thing has me confused where people walk away from debt, and others struggle to pay off what they owe, and they walk right back into issues.....


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calihlove75
Posts: 791
Registered: ‎05-16-2012
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Re: Need Christmas Credit Card

Oh geez I didn't even catch this being the second bankruptcy. OP should not ever touch a credit card again. This is insane.

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XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012
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Re: Need Christmas Credit Card


nicholasc77 wrote:

Coming from absoluty no money living in the Bronx to havingood successful like does mean a lot to me and having nothing makes me wanting everything I'm sorry 

 



That's the mentality and the reason people who win the lottery are broke a year later....

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webhopper
Posts: 7,225
Registered: ‎09-16-2011
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Re: Need Christmas Credit Card

 


nicholasc77 wrote:

Like I said It was a lease it is only 440 a month and it's safe and affordable


webhopper wrote:
My kid will be driving a 8 yr old volvo for safety... and our HHI is high. I don't believe in giving a kid a 40k toy.... but that's just me.

 


Errr not if you're bankrupt.... if you are bankrupt then your view of affordability is skewed in a very basic way which led you to bankruptcy. I think there are some underlying emotional issues here and you may need a professional financial counselor to help you adjust your way of thinking about affordable vs not affordable.

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Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
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Re: Need Christmas Credit Card

[ Edited ]

nicholasc77 wrote:

Like I said It was a lease it is only 440 a month and it's safe and affordable


webhopper wrote:
My kid will be driving a 8 yr old volvo for safety... and our HHI is high. I don't believe in giving a kid a 40k toy.... but that's just me.

 


 When my son turned 16, he received a bicycle and a good helmet to get to and from work!!

100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
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JPersat
Posts: 299
Registered: ‎05-28-2012
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Re: Need Christmas Credit Card

Why would OP even want to chance getting into that mess again for a THIRD time? Don't worry about "status symbols", which is obviously all you care about. If you can't pay for it with a secured card or cash, you don't need it. Get rid of the Mercedes, get an older used car (just as safe if not safer models out there for about 20-25k CHEAPER). You'll have to give up the shiny hood decal, but come on guy...seriously.

 

Youve screwed the pooch twice. Grow up and step away from unsecured credit in any way, shape or form.


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Established Contributor
frugalQ
Posts: 511
Registered: ‎03-23-2012
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Re: Need Christmas Credit Card

Well, as the saying goes:

Insanity is doing the same thing over and over and expecting a different outcome.

Good luck, OP

Everyone, have wonderful week!!
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Contributor
ah12345
Posts: 88
Registered: ‎06-13-2007
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Re: Need Christmas Credit Card


nicholasc77 wrote:

My credit the first time was not damaged my cards were not touch it waS all business credit


ah12345 wrote:
wow and he says that with such a pride man you messed up not ones but twice and it seems you havent learn anything from it because you are ready to rack up some more debt. sorry but santa broke this year thats reality for you at the moment. your credit its burned it will take time to heal and your not allowing it.

nicholasc77 wrote:

That's right I had to file two times ok get this straight i brought her a c class for safe and it's a lease when it's up she is on her own 







 


Well that shows that you cant manage business nor your personal now. Sorry but you dont need no more credit.

 


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llecs
Posts: 32,869
Registered: ‎08-04-2007
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Re: Need Christmas Credit Card

Thread is locked and under Moderator review.


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