Need Help Deciding Citi TYP Retention Offer!

[Anonymous]

Hey guys I was talking to Citi in regards to my TYP card that I do not use. I asked if I could be transferred to retentions and once I was transferred I was offered these three offers: 

1. If I spend $300 in the first 2 billing cycles I will get 3,000 TY points and for the next 16 cycles if I spend $300 I will get $300 bonus points each cycle so it will be about $12,600 TY points. 

2. Earn 4 TY points per $ spent capped at $3,500 points -

3. Spend 3,000 in the next 6 months and earn $10,000 TY points. 

I think #3 sounds best as it's less commitment and close to the amount of #1 but #1 is still more. What do you guys think? Which would you pick and should I focus my spend on this card now to get these points? Is it even worth it?

[gdale6]

ttt

[longtimelurker]

It partly depends on what other cards would have been used on the needed spend.    Even 12K TYP isn't all that much ($120 on gift cards at best without transfers) so I wouldn't want a long spend committment for that.

So at most I would go for 3)   (while 2 has a great earn rate, you can't do much with 3,500 TYP anyway!)