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Good for you no worries u will be fine
@Pharoe33 wrote:I pulled the trigger, called and did an application over the phone. The customer service lady was extremely nice and told me it will be 3-5 days for an answer. I applied for the nRewards card. I guess all I can do now is wait for an email. I'm nervous because this will be my first time going for a credit card outside of an old 250 buck First Premier I had years ago. Hope to hear something soon.
I don't see NFCU declining you for it. If you decide you don't like the card you can always product change to another card. NFCU is very good about product changes. I started out with nRewards too.