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Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Need Help with backdoor number - tried the ones listed

Congrats on your approval! Nice job!

Valued Contributor
clocktick
Posts: 1,604
Registered: ‎12-07-2008
0

Re: Need Help with backdoor number - tried the ones listed


iLiveCredit wrote:
Yaaay!!! Here's an update ... I am officially Citi approved!!! That's right ppl ... you heard right! Go me, go me, go me!!!

Congratulations!  Could you please come back and let us know how they report on your CRs?  I'm wondering if it states 'secured card' or if it appears as a regular card. 

 

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009
0

Re: Need Help with backdoor number - tried the ones listed

[ Edited ]

Im done with apps as well, but ill try again August of next year since after a year, they really dont matter anymore

 

By then, my scores should be ok

 

I have a Citi, and it reports as a regular CC on my Equifax and Trans, but on Experian it reports as Secured. As long as it reports, im fine. It will graduate and the CD is 4%, which is by far the highest I have seen

Message Edited by Sparkz1920 on 09-02-2009 05:04 AM

Starting Score: 601
Current Score: 670
Goal Score: 700


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NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Valued Member
iLiveCredit
Posts: 48
Registered: ‎02-24-2009
0

Re: Need Help with backdoor number - tried the ones listed


clocktick wrote:

iLiveCredit wrote:
Yaaay!!! Here's an update ... I am officially Citi approved!!! That's right ppl ... you heard right! Go me, go me, go me!!!

Congratulations!  Could you please come back and let us know how they report on your CRs?  I'm wondering if it states 'secured card' or if it appears as a regular card. 

 


Strange, it reports as a secured card on Experian and TransUnion but the loan type is not reported on Equifax.
Macy's $1,200 | Capital One $750 | Credit One Bank $500 | Victoria's Secret Angel $500 | EXPRESS Next $500 | Chase Freedom $300 | J.Crew $250 | The Buckle $250 | Citicard $200

3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)

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