cancel
Showing results for 
Search instead for 
Did you mean: 

Need Recon # for Amex Gold Delta Sky Miles

Regular Contributor

Need Recon # for Amex Gold Delta Sky Miles

I recently got declined for the Amex Gold Delta Sky Miles card. Per AMEX Utilization is too high.... but I am at below 19%, zero inquiries in Experian for last one and half years, and Experian score per AMEX is 725.

 

Would any of you have any recon numbers i can try?

3 REPLIES
Senior Contributor

Re: Need Recon # for Amex Gold Delta Sky Miles


Credit_repair wrote:

I recently got declined for the Amex Gold Delta Sky Miles card. Per AMEX Utilization is too high.... but I am at below 19%, zero inquiries in Experian for last one and half years, and Experian score per AMEX is 725.

 

Would any of you have any recon numbers i can try?


 

Did you look in the backdoor numbers thread?
Regular Contributor

Re: Need Recon # for Amex Gold Delta Sky Miles

Hi CWCID,

I did look in the backdoor numbers thread... there are 2 AMEX numbers posted there. I can not get through to both.

Valued Contributor

Re: Need Recon # for Amex Gold Delta Sky Miles

The ones on the BDN thread are for Oasis and CRA reporting issues - I don't think anyone's ever reported a BDN for AmEx on here.

 

Credit-Repair, was there a contact number in your app confirmation or denial letter?  If so, that would be your best bet - call that and let them know you'd like to discuss your declined app with someone for reconsideration purposes. 

 

Be prepared for them to want to do another hard pull (though they may only do a soft).  If someone does agree to review your app, be sure to ask first if they'd need to pull your credit again and whether or not it'd be a hard pull (no guarantee you'll get an accurate answer, as an appalling number of CSRs at all levels don't know the difference, but at least you'll have done your best).

 

Hope this helps.  Good luck.

_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF