Need Some Help

[yudeology101]

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@Creditaddict wrote:

Oh and I recommend Amex BCE or BCP if you can make it worth it, Discover it, and Freedom all at once

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+1  Your profile looks good in my book, it's up to you if you wanna pull the trigger.  I would agree w/ Credit on these cards, in case you're not sure about BCE or BCP, here's a helpful thread...don't be like me and app for the WRONG product (I thought i was applying for BCP but somehow ended up getting approved for BCE...don't ask me what happened lol)

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-BCE-BCP/td-p/1612094

Anyways,  Discover is good w/ their rotating 5% cashback categories, plus the free TU FICO scores, same as Freedom w/o the FICO scores. 

Best of luck to you, keep us updated.

[AAstra]

I actually have my other card showing ~$590/$5000. So once my statement cut comes out from Barclay on the 24th I'll be showing:

$0/$2000 Barclay

$590/$5000 Citi Sears

As someone said earlier having one line at $0 would be good. I've seen that suggestion a lot too. Any truth to it? When I app I'll be at ~10% utilization and one of two lines at $0 balance.

Also, thinking of apping Discover or Freedom (not sure which one) and then Amex BCE. I figure I can use the BCE for 2% gas when one of the 5% revolvers isn't offering a gas category and also get 3% on groceries.

[Creditaddict]

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@dbutz1109 wrote:

@Creditaddict...I actually have my other card showing ~$590/$5000. So once my statement cut comes out from Barclay on the 24th I'll be showing:

$0/$2000 Barclay

$590/$5000 Citi Sears

As someone said earlier having one line at $0 would be good. I've seen that suggestion a lot too. Any truth to it? When I app I'll be at ~10% utilization and one of two lines at $0 balance.

Also, thinking of apping Discover or Freedom (not sure which one) and then Amex BCE. I figure I can use the BCE for 2% gas when one of the 5% revolvers isn't offering a gas category and also get 3% on groceries.

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If it's one or other on freedom and discover, I rather freedom for the almost 100% visa acceptance