@BarryNTexas wrote:I went ahead and pulled the trigger on both... approved for both. Chase $4K and no CL revealed on the Discover. I'm done until my reports are cleaned up. Thanks for the inputs everyone. -Barry
Congrats on your approval's 
@BarryNTexas wrote:Fyi - I am in the middle of repair and have some very old baddies and recent medical collections. Even in this condition I received pre-qualified offers for Barclays and Citi AAdvantage. 2.5K and 7.5K limits reflectively. My scores are in 650+ range and have 100K+ annual income. Current UTIL is less than 5% on CC. I do have a truck payment.
Today I get open ended invitations for the Freedom and IT cards with no mention of preselction or qualifications. Should I trash these and continue to work repairing my file or should I try to strike while I am getting this attention. Will my recent derogs kill me on these offers?
I value your input. Barry
I'm soured on Discover, so I vote for the Freedom...5% categories overlap sooner or later, so you don't miss much. The best of luck to you.
