@icyhot wrote:
@With the approval of the Amex Green and PRG, I now I have 13 cards. I only want 10, ideally for now. I'm closing the Green soon as it comes, I've pondered it but no point in keeping a card I have no intention on using just cuz they already HPd me. I'm closing Macy's as well, don't need it or the credit limit now that I have two $10K+ majors. Now I need a third card to close. Amazon @ 5K is staying and will probably be my only store card I have forever. The ones with the lowest limits make the most sense but I actually use them and I'm sure I'll get a CLI on both soon enough. If I could combine my AAdvantage limit to my Forward that'd be great but Citi requires I keep at least $2K on the card, meaning it'd be at $3500. Maybe I'll wait until my Venture and QS are eligible to be combined?
I find the number of cards I have open doesn't really mean much as far as simplicity or complexity. I can see all balances and due dates on my four Chase cards in one place. It would be more difficult for me to monitor three accounts with three different logins than four streamlined cards. Likewise, I can use activity alerts and payment reminders. You may find this perspective helpful.
Depending on how often you fly, PRG's airfare credit may make AA and/or Delta cards unnecessary. Also, depending on the value you get from URs and MRs, you may find your cash back cards aren't worth using.
There are considerations other than rewards, too, of course.
