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Established Contributor
Posts: 556
Registered: ‎08-30-2013
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Need a List of CC's with a Minimum $5k Starting Limit?

Just trying to find out what some of them are so if a did app for something else, I wouldn't be given a limit lower than $5k if approved.

Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

I can't say for any others but I believe Chase is - CSP, Hyatt, & Ritz Carlton. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Established Contributor
Posts: 676
Registered: ‎01-24-2008
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

Your credit line is determined by your credit profile.

*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!
Frequent Contributor
Posts: 322
Registered: ‎09-18-2013
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

NFCU Visa Siggy Flagship
  (Hover over pics for details) 
FICO:  TU 731 (05/14/14)   EX 749 (04/24/14)   EQ 684 (02/05/14)   Goal 700
FAKO:  TU 761 (05/20/14)   EX 761 (05/20/14)   EQ 743 (05/20/14)
Established Contributor
Posts: 556
Registered: ‎08-30-2013
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

[ Edited ]

@Changingmantra: I do know that, but there are certain cards. that have a minimum starting CL and those are the ones I'm asking about b/c at this point IF I'm going to app for anything else, I'd rather have a decline rather than receive a low(er) limit. And it also wouldn't be worth the extra HP IMO to receive anything lower than $5k. That's why I'm compiling a list.

Established Contributor
Posts: 556
Registered: ‎08-30-2013
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

Thanks watch44. Unf. I'm not eligible for NFCU membership EVEN THOUGH I was in the AF for a short time (honorably discharged-medical reasons).

Established Contributor
Posts: 1,043
Registered: ‎02-03-2009
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

Chase Marriott and Citi AA Visa/MC seem to approve for higher than 5k most of the time as well.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
Mega Contributor
Posts: 16,663
Registered: ‎08-08-2011
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

Almost all cards will approve you with a $5000 if your credit file warrants it. Most will give you a credit card for a smaller amount if your credit file doesn't warrant it. Some such as the ones that require your credit be good enough to get a $5000 minimum credit card and its not will decline you. So who gives out $5000 limits?

Super Contributor
Posts: 9,137
Registered: ‎04-22-2013
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

Penfed Platinum Visa Signature specifies that there is a $5k minimum.

Established Contributor
Posts: 556
Registered: ‎08-30-2013
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Re: Need a List of CC's with a Minimum $5k Starting Limit?

@coldnmn: Again, just trying to put a list together. I know all about your profile determining your limit. But IF and only if I did want to app for something else later down the road, the info would be useful to know. If I already have one MUCH HIGHER CL and have a decent profile, why would I want to app for something that could give me a $1k  CL? (unless the sign-up or rewards were super-spectacualr) A waste of a HP IMO.

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