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Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please

Contributor

Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please

hi

 

I am looking for one good card for following:

Cell Phone

Electric bill

Gas bill

Cable bill

 

Which can give some type of cash back. May be cash reward or points.

 

Please suggest a good credit card.

 

Thank you

 

16 REPLIES
New Member

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please

The Barclay Rewards card is 2% on all utility purchases. That's the only one I know of. I remember hearing about the US Bank Cash card being a good option but I don't know considering its rewards structure is changing.



Regular Contributor

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please

For telecom (cell phone + cable), the Chase Ink cards (Bold, Ink, and others) give 5x Ultimate Rewards points. They are business credit cards though, so you would have to meet their requirements for owning a business.

As for other bills, the old go-to used to be the US Bank Cash+, but those days are over...
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Established Member

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please

You could app for the U.S. Bank Cash+.  They used to give 5x cash back from all the categories you listed but have since eliminated all but Cell Phone.  There have also been instances reported where certain cable bills qualify for 5x cash back but it has to do with the MCC.  Also, keep in mind that if you don't qualify for a $5K limit (thus, Visa Signature) you will not get any accelerated reward categories.  The only other card I'm aware of that gives accelerated earnings for utilities is Chase Ink but that is a business CC and I'm not sure how easy it is to get a business CC as an individual.
Valued Contributor

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please


Burukan wrote:

The Barclay Rewards card is 2% on all utility purchases. That's the only one I know of. I remember hearing about the US Bank Cash card being a good option but I don't know considering its rewards structure is changing.


But if you are thinking of applying for that, apply for the Barclays Priceline instead, which gives 2% off everything (if you apply from Priceline.com).  There is no advantage to the Rewards card over that

Established Contributor

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please


sengpatt wrote:
For telecom (cell phone + cable), the Chase Ink cards (Bold, Ink, and others) give 5x Ultimate Rewards points. They are business credit cards though, so you would have to meet their requirements for owning a business.

As for other bills, the old go-to used to be the US Bank Cash+, but those days are over...

 

You could apply for the Chase ink card as a sole proprietorship. If you've ever recently sold something on ebay or on craigslist or to someone you know, you should be fine.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
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Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Contributor

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please


GoRavens wrote:
You could app for the U.S. Bank Cash+.  They used to give 5x cash back from all the categories you listed but have since eliminated all but Cell Phone.  There have also been instances reported where certain cable bills qualify for 5x cash back but it has to do with the MCC.  Also, keep in mind that if you don't qualify for a $5K limit (thus, Visa Signature) you will not get any accelerated reward categories.  The only other card I'm aware of that gives accelerated earnings for utilities is Chase Ink but that is a business CC and I'm not sure how easy it is to get a business CC as an individual.

I don't have any U.S. Bank near me so how to apply for Cash+ do you know?

thank you

Contributor

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please


NJTurnpike wrote:

sengpatt wrote:
For telecom (cell phone + cable), the Chase Ink cards (Bold, Ink, and others) give 5x Ultimate Rewards points. They are business credit cards though, so you would have to meet their requirements for owning a business.

As for other bills, the old go-to used to be the US Bank Cash+, but those days are over...

 

You could apply for the Chase ink card as a sole proprietorship. If you've ever recently sold something on ebay or on craigslist or to someone you know, you should be fine.


What type of proof they need to prove your business? as I don't have any.

Frequent Contributor

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please

Barclays Priceline Visa!

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Super Contributor

Re: Need a good card for Cell Phone Electric bill Gas bill Cable bill - suggestions please


WarJar101 wrote:

Barclays Priceline Visa!


+1

 

Best for utilities, unless US Bank Cash+ has a "Utilities" 5% category.